Furniture/Manufacturers/Importers General Liability Program Insurance

It's usually safe to assume that when products are made in this country that certain laws pertaining to their parts are complied with. Unfortunately, when you are a working with furniture manufacturers who import their products from other countries, an assumption of this type can leave you liable to all sorts of problems. For example, not too long ago there were rumors that a foreign furniture maker was adding formaldehyde to their wood products. It turned out that unknown to several prominent retailers that this was true, exposing them to all kinds of liability issues from clients who purchased these products. Making matters worse, for both the retailers and their stricken customers, liability insurance did not cover the losses since the furniture makers were foreign and were not required to carry policies that protected them.

Furniture manufacturers and importers general liability insurance was created to provide for just this type of situation. With this type of coverage, a retailer is protected against whatever might come about as a result of his importing of furniture that is made in foreign countries. This insurance will cover against any damages that are incurred by a retailer, customer, or another party who is injured or suffers some other type of loss as a result of the products and/or the ingredients of those products.

Furniture manufacturers and importers general liability insurance is another instance of having protection in the event that another more general policy does not cover the extenuating circumstances that are made possible by the conditions. This means that although a furniture handler is protected by a policy that covers American makers, it might not allow for coverage of damages that occur because a maker is foreign. This does not necessarily mean that laws pertaining to the manufacturing of furniture in this country or in any other were broken, just that liability issues came to light as a result of the importers working with furniture made by a foreign manufacturer. Regardless, furniture manufacturers importers general liability insurance would provide the coverage that would be needed by the importer, regardless of who was harmed.

Before you purchase furniture manufacturers importers general liability insurance you should always make sure that the person writing the policy is experienced at the type of coverage he is creating. This goes as well for the company that is carrying the policy placed by the agent. Without a stable and responsible company that stands behind its products, your insurance, whatever type it is, isn't worth the paper it is printed on. Make sure you are talking to a reputable agent who can write a policy that is specifically written for your needs. This should also be true of the company the policy is written with. Otherwise, the policy will only be as good as the experience of the company you are working with.
Ck Specialty Insurance Associates, Inc.
Manufacturers & Distributors Insurance

MANUFACTURER'S & DISTRIBUTOR'S INSURANCE Coverage's to include: General Liability (to include Product Liability) Excess Liability Property Professional Liability (E&O) Directors & Officers (D&O) Employment ...
Ck Specialty Insurance Associates, Inc.
Manufacturers & Distributors Insurance

Manufacturers & Distributors Insurance   Coverages include, but are not limited to: General Liability (to include Product Liability) Excess Liability Property Professional Liability (E&O) Directors & Officers (D...
Van Wagoner Companies, Inc.
Commercial Lines

Van Wagoner Companies is one of the oldest Surplus Lines Agencies in the State of Texas, providing a wide variety of insurance programs, including: Apartment Houses Building Contents, Inland Marine & Liability ...
Stratus Insurance Services
General Liability Insurance

Stratus Insurance provide a home for hard to place general liability insurance for manufacturers, importers and distributors.  See our list of "Target Classes" to see if our appetite for our general liability...
Citadel Insurance Services
Importing Insurance

We offer liability insurance for all types of Importer and Wholesaler businesses. Our brokers specialize in writing hard to place coverages such as liability and stock throughput and they can help differentiate you in the marketplace and assist in re...
Citadel Insurance Services
Manufacturing, Wholesaling, and Importing Insurance

When it comes to manufacturing, wholesale and importing, ManufacturingPAC has you covered. From start-ups to global enterprises and those in between, we can respond to your needs. Your Citadel team specializes in hard to place risks like those list...
Stratus Insurance Services
Product Liability Insurance

Stratus Insurance provides placement of product liability insurance for manufacturer, importers, distributors and wholesalers. Our underwriters understand the intricacies of product liability insurance and have the ability, and appetite, to aggressiv...
Worldwide Facilities, LLC
Product Recall Insurance

New legislation puts more insureds at risk. Let us help you with this complicated, evolving coverage. Available for: • Loss due to adverse publicity • Business interruption for loss of profits • Accidental contamination & ...
AI Risk
Products Liability

Key Risk Groups Accounts generating revenues of $50,000,000 or less; manufacturers, manufacturer representatives, wholesale distributors; accounts ...
Click above for a 3-5 min. overview with Joe Surette of AI Risk.
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