Additional Insured (AI) endorsements either grant liability coverage to a contract partner for a specific project or they cover vicarious liability claims arising out of the AI's workmanship or products. Neither. Or both, depends how it's written.
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It's a regular occurrence for contractors: You receive a request from another party (an owner, general contractor, lien holder, other contractor, or a government entity) to add them as an additional insured on your insurance policies. Whether that'...
It's a regular occurrence for
contractors. Another party (an owner, general
contractor, lien holder, other contractor, or government entity) asks you to
add them as an additional insured on your insurance policies. This party often
makes it...
ADDITIONAL INSUREDS? CONSIDER OTHER OPTIONS
Owners and general contractors usually ask to be added to a subcontractor's policy as "additional insureds" in order to protect themselves against vicarious liability claims arising from the activities of ...
Adding additional insureds to a Liability policy is a common request in the construction industry. It's so common, in fact, that the Insurance Services Office (ISO), the organization which develops many of the standard insurance coverage forms in the...