In construction and trade contracting, insurance and liability can be tricky. To what extent do you have to cover your own risks? To what extent can you expect the client to take full responsibility? Who pays out if one of your crew members is injure...
Consider sending in submittals which
are slightly different than the plans require. Today's energy requirements
limit wattage for lights in new buildings, for example.
A fixture or a bulb can cause the energy plan to go over budget. Is the
imp...
Losses while loading and unloading vehicles, whether it is property of others in your care, custody and control or your own, can be a tangled web of policy language.
The business automobile policy anticipates the risk of loading and unloading v...
An accident or breakdown of a company vehicle can affect your company's productivity negatively. Furthermore, it can hurt the reputation of your company if the breakdown results in late shipments or deliveries and no-shows for appointments. The good ...
Overtime is highly popular among employees who want to squeeze those few extra dollars out of the week for a job well done. It's far less popular among employers worried about longer work weeks stretching a skimpy budget even thinner. In many industr...