The equity-indexed annuity (EIA) has been around since 1995, and in its short life has proven to be a fast-growing alternative to fixed-rate annuities and certificates of deposits. And with good reason. Since their inception, these annuities have out...
As our nation continues to struggle through the worst recession since the Great Depression, many Americans are gravely concerned about their financial future. Soon-to-be retirees have watched their nest eggs diminish in recent...
Financial markets have a tendency to capriciously fluctuate with little predictability. Meanwhile, due to the fact that annuity income is considered guaranteed, safe, and reliable, it can provide greater financial stability for one's retirement years...
In light of one of the worst recessions this generation has ever faced, it seems almost inevitable that employer-sponsored pension plans will fall by the wayside. It's kind of hard for a senior to see any type of financial comfort during retirement i...
When people retire, one of the biggest challenges they face is switching gears from saving to spending. Although many people place money in good investments over the years, a successful retirement depends on how that money is channeled into steady in...