Since most or all of your service operations take place at customer sites, the need to protect your business assets—valuable mobile equipment, construction machinery and materials, tools, and other inventory—in transit to jobsites, between work locations, or in storage at off-site depots and warehouses, is critical to the success and profitability of your landscaping or lawn care business.

While Commercial Property Insurance provides liability protection for business property and physical assets on that property from loss or damage due to perils such as theft, vandalism, and natural disasters, it does not extend coverage to any property that is movable or transportable. This is where Inland Marine Insurance becomes essential for contractors and service providers with mobile operations.

Landscaper Light Construction Inland Marine Insurance not only has you covered when your expensive equipment and materials are in transit, but may also provide:

• Builder’s Risk protection that safeguards structures and materials at construction sites from named perils
• Business Interruption coverage

This type of Commercial Landscaper Inland Marine Insurance is ideal for contractors, landscape designers, and small operators who frequently move materials and tools between locations. It can also help manage risk exposures such as job-site hazards or theft from unattended vehicles or storage containers.

For example, if a trailer carrying irrigation equipment is stolen overnight from a temporary staging area, Inland Marine coverage could help recover the loss, whereas traditional Commercial Property Insurance likely would not apply.

If your landscaping business also involves the use of work trucks or trailers, you might also consider Landscaper Light Construction Commercial Auto Insurance to protect against vehicle-related liability exposures.