Excess liability policies layer over underlying coverage like commercial automobile or general liability. These policies can be written as follow form, self-contained, or specific and aggregate.
Follow form excess policies do not broaden underly...
Lateral transfers can enhance operations and improve your company. While lateral transfers provide new and exciting opportunities to your employees, not everyone agrees that these transfers are positive. Understand the pros and cons of lateral transf...
How does experience rating work?
Okay, this discussion will get a bit technical. Price setters in the insurance
business, underwriters, assess the risk associated with an account and then
calculate a premium. They look at factors such as the typ...
Loss limit policies insure property on an occurrence basis to a limit of the probable maximum loss rather than an actual total property value.
If a manufacturer has ten locations in ten states each valued at three million dollars including cont...
The growing trend of staying competitive by using the mobility and freedom provided by technology can often be a double-edged sword. Although taking your show on the road to off-site business meetings is a lot more efficient and easier when everythin...