What is Management and Safety Services Corporation/Dominos Pizza Franchisee Program?
The Management and Safety Services Corporation/Dominos Pizza Franchisee Program is a specialized insurance program designed to meet the unique needs of Domino’s Pizza franchise owners. It provides tailored coverage to help protect against the specific risks associated with operating a Domino’s Pizza franchise, including employee safety, property damage, and liability exposures.
Who Needs It
Domino’s Pizza franchisees, whether operating a single store or multiple locations, benefit from this type of insurance. If you manage employees, own or lease commercial space, or deliver products, this program can help you stay protected and compliant. It’s especially important for franchise owners who want comprehensive coverage suited to Domino’s operational standards.
What It Typically Covers
This program typically includes a variety of coverages, such as:
- General Liability: Helps protect against third-party injury or property damage claims.
- Workers’ Compensation: Required in most states, this covers employee injuries that occur on the job.
- Commercial Auto: For delivery drivers and company-owned vehicles.
- Property Insurance: Covers damage to your store location, equipment, and inventory due to covered perils.
- Employment Practices Liability: Helps protect against employee-related claims such as discrimination or wrongful termination.
Common Exclusions and Limitations
While coverage is broad, certain exclusions typically apply. These may include:
- Intentional acts or criminal activity
- Claims arising from uninsured or unauthorized drivers
- Flood or earthquake damage (unless specifically added)
- Wear and tear or mechanical breakdown of equipment
Always review your policy documents for specific terms, conditions, and exclusions.
Factors That Influence Cost
Several factors can affect the cost of your insurance premium, such as:
- Number of locations and employees
- Claims history
- Type and amount of coverage selected
- Geographic location and local regulations
- Use of delivery vehicles and driver safety records
Proof of Insurance & Compliance
Franchisees are often required to show proof of insurance to Domino’s corporate as part of their franchise agreement. Different states may also have minimum insurance requirements, especially for workers’ compensation and auto liability. Staying compliant helps avoid penalties and ensures your business runs smoothly.
How to Get a Quote
To find the right coverage for your Domino’s franchise, speak with an insurance provider familiar with the Management and Safety Services Corporation program. Get a quote today to explore your options.
Frequently Asked Questions
Is this program only for Domino’s franchisees?
Yes, this insurance program is specifically designed for Domino’s Pizza franchise owners and their unique business operations.
Does the policy cover delivery drivers?
Yes, if you include commercial auto coverage, it can help protect against risks involving delivery vehicles and drivers.
What happens if I open more locations?
You can usually update your policy to include additional locations. Speak with your insurer to adjust coverage as your business grows.
Can I customize my coverage?
Yes, many providers allow you to tailor your coverage based on your specific risks and business setup.
Is workers’ compensation included automatically?
It is often included or available as an add-on, depending on your state requirements and insurer. Always confirm with your provider.
Still have questions? Talk to a local insurance expert.