Ask Your Peers  NON-OWNED PHYSICAL DAMAGE (Closed)

We have a Nebraska based client who provides both janitorial and perimeter security/monitoring services in multiple states. They have one owned auto in NE but one of their clients in CA wants them to use the client owned vehicles when monitoring the perimeters. We are looking for a carrier that will provide hired & non-owned PLUS non-owned Physical Damage

Try Jimcor Agencies, I have used them for hired and non-owned. Not sure if they write in Nebraska or not but it's worth a shot.

Home Office

60 Craig Road
Montvale, NJ 07645

PH: (201) 573-8200
FAX: (201) 573-8820

Hi Steve. I've only had this come up once, and was unsuccessful in placement. I was told that if the employee wanted physical damage coverage for the vehicle, they would buy it, and that our customer could not provide that for them since Non-Owned Auto does not provide coverage for the employee. That said, I don't think you are looking for non-owned physical damage anyway(which would be for an employee's vehicle), but you may instead be looking for "borrowed" cars, which should be on the Hired Auto Physical Damage coverage.

All that said...there are companies that do all sorts of strange or unusual things. If any carrier writes it, the folks at CRC can help you. I've had success with them for other "weird" auto insurance, and they know the markets very well. (888) 857-0950 and ask for Sherry Curtis.