Ask Your Peers - Workers Comp / Hawaii / Clerical - 1 part-time employee by TeEvans

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Reputation: 442 - Total posts: 70

I have a pest control business insured in AZ that has a part-time clerical employee (works from home) in Hawaii. I am not licensed in Hawaii so I'm looking for someone willing to write a small minimum premium clerical only policy.

Thanks!

10 year(s) ago

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Chrystal Skougard, BHi Insurance - Las Vegas, NV 89108

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0 Verified Reviews - 0 of 5.0

Chrystal Skougard, BHi Insurance - Las Vegas, NV 89108

Reputation: 40 - Total posts: 8

Have you tried adding "other states" endorsement into the existing AZ WC coverage... to pick up coverage for the Hawaiian staff member? It seems like it would cost more to purchase a separate policy for one clerical worker in a separate state than to add into existing coverage.

10 year(s) ago

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TeEvans, N/A - Phoenix, AZ 85028

Reputation: 442 - Total posts: 70

I don't think you understand the "other states" endorsement. That endorsement is not for employees that live in the other state, it's for employees temporarily in other states.

10 year(s) ago

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Bill Buckley, B&H Risk Services - Dallas, TX 75248

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Bill Buckley, B&H Risk Services - Dallas, TX 75248

Reputation: 198 - Total posts: 21

Add Hawaii as a covered state and include the payroll & class. You shouldn't need a separate policy.

10 year(s) ago

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TeEvans, N/A - Phoenix, AZ 85028

Reputation: 442 - Total posts: 70

Current carrier can only add Hawaii if they use a different writing company which increases the total policy premium by about $2,000. They won't write a separate policy for me because I'm not licensed in Hawaii. See original post. This is what I need. Thanks.

10 year(s) ago

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Bill Buckley, B&H Risk Services - Dallas, TX 75248

Reputation: 198 - Total posts: 21

Apologies - your original post did not include this detail. Reach out to Sue at Jerry Hay, Inc. in Honolulu, (808) 521.1841, website http://www.jerryhay.com/ and please give her my very best - I miss working with her now that I'm not an underwriter in HI anymore. Not sure she will be able to help but she's truly wonderful and I think if she can, she will!

Best,

10 year(s) ago

1 Verified Reviews - 5 of 5.0

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Chrystal Skougard, BHi Insurance - Las Vegas, NV 89108

Reputation: 40 - Total posts: 8

Have you checked with Hawaii to see how complicated adding "non-resident producer license" would be? I remember doing Minnesota and AZ for a client and it not costing much nor taking long.

10 year(s) ago

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