Ask Your Peers  Unacceptable Exclusions to Ryland Homes and Meritage Homes (Closed)

I need an admitted company that will write an Artisan Contractor, who installs metal strips to rafters of new homes (as they are being built) to give extra strength/support during a windstorm/hurricane. The surplus lines companies have too many exclusions that the Builders (Ryland Homes, Meritage Homes) wont accept.

Admitted markets are typically even more restrictive than non-admitted, so I'm not sure an admitted carrier will solve your problem. I don't know the TX marketplace or the residential construction issues (I'm in CA - LOTS of challenges in residential construction here, even without windstorm or hurricane issues), so the only thing I'd advise is to find a carrier who will offer what you're looking for, admitted or not (i.e., forget about that distinction for now, as an ASLI, I use surplus lines carriers a lot, and am guessing you'll end up there). Just out of curiosity, what are the exclusions that are proving problematic? And do you have, or can you find, an intermediary/wholesaler who deals with multiple construction markets?

Okay, I was writing my post when Susanne Waite posted. She's exactly who I had in mind in my last question, I just wasn't sure she wrote in TX. She and Partners Specialty group are our "go to" on construction risks, really do have multiple multiple markets (I've never counted, but I will believe 90). If you want answers, my best advice is to call her.

Thanks Dave! Very nice of you to say! (How much do I owe ya? LOL)

We are a national wholesale brokerage and can write in any state!

Susanne,

I just noticed that your company name (in your profile) is misspelled.

Is Dave's estimate of the number of construction markets you have - 90 markets, accurate?

-Adrian. 

Oh, never mind, I didn't read far up enough. That was your estimate - "We have over 90 construction markets".

-Adrian

Oh no! Thanks Adrian - fixing immediately! Please delete this after - don't want to hijack Deborah's thread!

Awaiting a quote for Deborah on a RUSH basis from one of our markets that looks like it will satisfy her needs! Fingers are crossed! :)

Fingers and toes!!

Nice, Susanne!

Deborah, please let us know how it works out.

Have a good weekend, all!