Ask Your Peers Landscaping, Tree Removal, and Snowplowing

Jeffrey Morsberger, American Heritage Insurance - Sykesville, MD 21784

Reputation: 996 - Total posts: 89

I have a client visiting later. I have the Hartford application to go over. Is there another standard market who will write all of the services they do or is this the best standard market program out there?

9 year(s) 7 month(s) ago

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Erin Carlson, CompleteMarkets - Jacksonville, FL 32224

Reputation: 7427 - Total posts: 245

Hi Jeffrey,

Hope your morning is going well!

I would recommend reaching out to All Risks, Ltd. They have a Specialty Contractors Insurance program that covers Tree Trimmers and Snow Removal. I don't see Landscapers included in the list, but I would recommend reaching out to them to see if they could help you cover all parts of your clients business.

Please let me know how this works out for you or if you need some alternate options.

Thank you!
Erin

9 year(s) 7 month(s) ago

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Michelle Marko, Cpcu, InSite Insurance Services - Hartford, CT 06110

Reputation: 55 - Total posts: 7

Hi Jeffrey,
If they don't have any trucks with cranes and they aren't an arborist, Utica will look at it. They don't mind the snow plowing so long as it's incidental.

The contractor must have been in business for 3-5 years and have under 10 Full time employees.

I hope this helps. Best, Michelle

9 year(s) 7 month(s) ago

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Melissa Crapps, SouthEast Personnel Leasing - Holiday, FL 34691

Reputation: 559 - Total posts: 91

Hi Jeffrey, I can offer a PEO option, simply "Pay as you go" if they are interested. We own the A-Rated Carrier in house. Minimum premium for MD is 40k.

9 year(s) 7 month(s) ago

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