Ask Your Peers Bicycle Sales & Service

Jeffrey Morsberger, American Heritage Insurance - Sykesville, MD 21784

Reputation: 996 - Total posts: 89

Looking for BOP and WC coverage for a bicycle shop to compete with Nationwide's Program. 2 locations small incidental rentals less than 1%. They basically rent a couple of unique bikes a couple of times a year. If possible, need False Pretense coverage as well as they currently have it. Any suggestions?

9 year(s) ago

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4 Verified Reviews - 5 of 5.0

Ashley Fuerstenberg, AmWINS Underwriting - Catlett, VA 20119

Reputation: 4666 - Total posts: 403

Hi Jeffrey,

Thank you for using CompleteMarkets!

After doing a market search I am pleased to let you know that I have found a company that can help you. Gladius Insurance Services has a great BOP program and can certainly answer any questions you have.

Please click here to view their Business Owners Policy storefront to send them a submission.

If there is anything I can do to help please let me know.

9 year(s) ago

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5 Verified Reviews - 5 of 5.0

Matthew Gehrman, CityScape Insurance LLC - Mesa, AZ 85210

Reputation: 1479 - Total posts: 200

Nationwide is very competitive on this. I'd suggest looking at CNA, Hartford, Travelers, and possibly Phly. If you go brokerage the rates aren't going to compete with Nationwide.

Good Luck!

9 year(s) ago

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1 Verified Reviews - 4 of 5.0

Jeffrey Morsberger, American Heritage Insurance - Sykesville, MD 21784

Reputation: 996 - Total posts: 89

Matthew,

Thank you for the reply. Some of your suggestions declined due to the small rental exposure. I am oh so close with The Hartford, but they don't give the False Pretense Coverage.

9 year(s) ago

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5 Verified Reviews - 5 of 5.0

Matthew Gehrman, CityScape Insurance LLC - Mesa, AZ 85210

Reputation: 1479 - Total posts: 200

Penn America & Atain Speciality will write the acct, not sure if it will be competitive with their current policy. You can get to Atain through Burns & Wilcox, Penn America you should be able to get to BTIS & UIG. I'd also suggest contacting Colonial General to see what they have to offer.

9 year(s) ago

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