General Liability Insurance   General Liability Insurance 

So many of my commercial clients ask if they need general liability protection. Obviously, the answer is yes. Why? Because one single lawsuit can (and most of the time will) close the business down for good. It can be expensive, but it is well worth the cost. The cost depends a lot of how long the business has been operating, any previous claims, the size of the location, number of employees, customer visit frequency, and the business industry focus.

Each business' liability policy will differ depending on the type of business they run and the amount of liability protection they need for their industry.

For example, a retail store with high customer traffic will need protection against lawsuits for accidents on premises, but a technology company needs more protection against data security breaches.