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Property & Casualty  Quadplexes in TN - Market Needed 


Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
Don't worry about JSA. Does your client meet the requirements I sent you. If so I will have a rep call you from Harford
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
They would definitely qualify. Thanks for your help.
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
Send your info to [email protected] and I will have a rep call you. They will be a lot better carrier for you then Travelers and pay a lot more commission
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
If you can't get it in time I will get my TN lic and have them put under my name then when you get appointed we will switch it over to you
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
If anyone needs this for future reference, I was able to get an offer to quote from MiddleOak through their brokerage, Dauntless. Their website is dauntlessbrokerage.com.
11 year(s) ago
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Betty Goss, William Blount & Associates, Inc.  - Knoxville, TN 37922
Reputation: 597 - Total posts: 67
I wasn't on Complete Markets a month ago to see this post. In the future, Westfield and Auto-Owners writes habitational risks in TN.
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
With my dealings with Auto Owners in VA I wouldn't go e them anything. Worst customer service out their.
11 year(s) ago
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Betty Goss, William Blount & Associates, Inc.  - Knoxville, TN 37922
Reputation: 597 - Total posts: 67
I understand John. We used to have that problem here, but in the past year we have a new underwriter and a new marketing rep. They are great now.
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
In VA they just aren't competitive on pricing. It's kinda nice going into a place that has them. The rep for them wouldn't even come to the office he always wanted to meet at a restaurant I guess so he could get free lunch.
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
I wish I could get them in my part of TN. They are about the only company that I cannot beat their rate with one of my standard carriers. If somebody brings in a dec page from them for a quote, I know it's a waste of time. I'm never even close enough to justify the extra service my agency provides. I've tried to get a contract, but they use an agent who has a bunch of satellite agencies. He has one in my town, so they won't talk to me. I wish Smart Choice would work out a deal with them for their agents.
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
Don't tell me you use Smart Choice. There commission is awful. They use to do a lot of agencies up here but everybody has left them but 2 I think. They can write thru use and make more commission and get paid a lot quicker.
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
We went with them about 10 years ago when we were first starting out. At the time it was the only way to get contracts in our company saturated market and still own our block of business.
11 year(s) ago
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Betty Goss, William Blount & Associates, Inc.  - Knoxville, TN 37922
Reputation: 597 - Total posts: 67
Like John said, I don't think Auto-Owners is competitive on most classes. However, they can be if they want it. I have a country club with 18 hole golf course, a swimming pool, restaurant with bar, and tennis courts that they are quoting $6k less than the current carrier, Cincinnati right now. I had to ask for all of the credit and they gave it to me. I don't like that I don't get their best price w/o asking. They are good for a lot of risks though. Hopefully John can get a good underwriter like I did and be able to utilize this market. Good luck Shayne.
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
Thank you Betty
11 year(s) ago
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Betty Goss, William Blount & Associates, Inc.  - Knoxville, TN 37922
Reputation: 597 - Total posts: 67
You're welcome.
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
See know you can send me stuff you can't write with them and make money. Never turn away a customer. Answer is always yes I can insure that for you.
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
Sounds good. Any chance you could get me a a producer contract through your agency for Auto Owners so that the policies, etc. have our agency info on them?
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
No we kicked them out over a year ago. If a companies prices are good and customer service isnt good we kick them to the curve and move on. Only thing they were good for was gas stations and Liberty smokes them now. You gotta watch how many companies you get appointed with they all want at least 500k a year. We got over 20 companies and we have at least 1 a week wanting to come in.
11 year(s) ago
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Shayne Holland, The Holland Agency - Camden, TN 38320
Reputation: 134 - Total posts: 24
We have direct contracts Safeco, Travelers, and Progressive. They are pretty competitive on the younger person with good credit. My problem is that I have a HUGE block of Med Sup business that asks me to quote their auto/home package right and left. They usually either have Farm Bureau or Auto Owners, and the senior population usually won't let you write the auto unless you can write the home too (which we do anyway). Our Safeco and Travelers home rates here are horrible unless its a newer home. That's where Farm Bureau and AO usually eat my lunch. I can usually get really close or below on auto. We've tried Encompass, Met, and Hartford/AARP through Insurance Noodle, but they aren't even in the ballpark.
11 year(s) ago
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Chautauqua Wesley, Insurance Solutions - Roanoke, VA 24019
Reputation: 1083 - Total posts: 162
I know MET will be lowering there rates soon. Did you get Safeco and Travelers thru Smart Choice? What companies do you need to be competitive on home? I don't know much about TN home companies
11 year(s) ago
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