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Ask Your Peers  HO3 market for SFH with lead based pain and/or asbestos for Florida (Closed)


Evan Marcotte, Pablo Beach Insurance Group - Saint Petersburg, FL 33701
Reputation: 100 - Total posts: 10
I need a market that will write an HO3 for a single family home where lead based paint and or asbestos is present. The risk is in Florida.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Barbara Commings, Insurance Program Managers Group (IPMG) - Winter Spgs, FL 32708
Reputation: 50 - Total posts: 5
Sorry - not aware of a carrier to help you...
11 year(s) ago
This content has not been rated yet.

Nancy Elias, CompleteMarkets - Big Bear City, CA 92314
Reputation: 4229 - Total posts: 335
Hi Evan,

Thank you for using CompleteMarkets!
I conducted a search for Homeowners HO3 in Florida using our Find It search tool and was able to located a company that writes HO3. Please click here to see the search results.

You can also go ahead and send that company a submission by clicking here.

Good luck!
11 year(s) ago
2 Verified Reviews - 5 of 5.0

Greg Hemming, Express Insurance - Longwood, FL 32779
Reputation: 106 - Total posts: 14
I believe that Southern Oak will write ASBESTOS but NOT Asbestos Shingles. I don't think the LBP is an issue. Do you have an appt with them??
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Greg Hemming, Express Insurance - Longwood, FL 32779
Reputation: 106 - Total posts: 14
Asbestos Siding is OK but NOT asbestos shingles, I referred to my notes.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Evan Marcotte, Pablo Beach Insurance Group - Saint Petersburg, FL 33701
Reputation: 100 - Total posts: 10
Thanks. I think we have a takeout appointment with them. I have to check to see if we have voluntary with them. The other kicker is that it is 800sq feet, 1948 and in Pinellas county. They might a miv coverage of $150k or something.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Greg Hemming, Express Insurance - Longwood, FL 32779
Reputation: 106 - Total posts: 14
Cov A is 70k with them. A good 4 point and you might have a fit or refer to me and I will try to help client. We won't touch and other business you might have with them (of course). We can always run and if see if zip is open.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Evan Marcotte, Pablo Beach Insurance Group - Saint Petersburg, FL 33701
Reputation: 100 - Total posts: 10
I was able to quote it with them. I called UW and they said lead paint was okay, but didn't sound like they would take the asbestos.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Greg Hemming, Express Insurance - Longwood, FL 32779
Reputation: 106 - Total posts: 14
Our mktg rep told us point blank Asbestos siding is OK.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

Evan Marcotte, Pablo Beach Insurance Group - Saint Petersburg, FL 33701
Reputation: 100 - Total posts: 10
It is possibly they were right. The underwriter didn't seem like they were to sure.
11 year(s) ago
1 Verified Reviews - 5 of 5.0

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