Reputation: 1205
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Total posts: 167
To:
TeEvans, N/A - Phoenix, AZ 85028
This is a one man operation who's GL premium is less than $1,000. If he has one loss by adding the IM to his policy, he'll never get GL again and if you put it in your voluntary market, you could blow your loss ratio for that carrier with a single claim. It's much wiser to put it outside the practice policy, especially if it's rented equipment.