Ask Your Peers GL for a commercial vacant property

Sanfre Insurance, Sanfre Insurance - Weston Lakes, TX 77441

Reputation: 161 - Total posts: 15

Hi All,
I did a commercial GL vacant property in TX, client is doing remodeling to the property, all contractors have their own insurance, my client is worried if the workers would still can report a claim against him for any reason. The question is: do I need to add any coverage for him to make him safe until he finish remodeling his own property? any help here.
Thank you!
Rania Saleb
(832)740-0719

9 year(s) ago

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TeEvans, N/A - Phoenix, AZ 85028

Reputation: 442 - Total posts: 70

Does he have a written subcontract agreement in place with the trades that names him as additional insured and provides him with a hold harmless and indemnification agreement?

9 year(s) ago

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Sanfre Insurance, Sanfre Insurance - Weston Lakes, TX 77441

Reputation: 161 - Total posts: 15

yes...is this enough?

9 year(s) ago

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TeEvans, N/A - Phoenix, AZ 85028

Reputation: 442 - Total posts: 70

I can't give you that answer for sure, but it's a good start. As long as he has that and certificates of insurance showing GL AND work comp and MUST INCLUDE AI ENDORSEMENT ATTACHED.

9 year(s) ago

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Sanfre Insurance, Sanfre Insurance - Weston Lakes, TX 77441

Reputation: 161 - Total posts: 15

Thank you for your great help..I will look for it

9 year(s) ago

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Cole Adams, Community Policyholders - Austin, TX 78703

Reputation: 251 - Total posts: 27

I'd also check to see if the contractor's policy has an Action Over Exclusion.

9 year(s) ago

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