Reputation: 290
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Total posts: 40
Our Agency places for over a dozen C Stores in GA and AL. We STRONGLY recommend they have ANSUL with a service contract. Grease fire is the largest single hazard to the property, and we don't want that loss ratio. We have found in 5 years that none of the Carriers with whom we work will write without ANSUL 300 WET IF there is a fryer present, and they are wise about that.
We have found Scottsdale and Cap Specialty will write if there is a stove top, but no fryer present. IF they cooking is microwave/pizza oven (chain drive electric, like Hunt Bros, etc.), then you have several who will.
We have had C Store clients who have learned the long term value of insurance savings to have the ANSUL, and have installed systems to better their insurability. Hope all that helps, Jason. I appreciate your regular appearances here.
Rex Williams