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Ask Your Peers  Home Based Therapy (Closed)


Denise Haroldson, Pacific Coast Insurance Agency - Newport, OR 97365
Reputation: 423 - Total posts: 28
I need a market that can provide coverage for a private therapy home based business in addition to general liability. My client owns a home and it is used as a home therapy retreat center for patients who need additional help with physical therapy. They have the option to stay in the home in one of the rooms or they can just come for a session and leave. My client has a physical therapists who work with the patient and they are sub-contracted and my client only handles the administration part of the business.
9 year(s) ago
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Ashley Fuerstenberg, AmWINS Underwriting - Catlett, VA 20119
Reputation: 4666 - Total posts: 403
Hi Denise,

First, thank you for using CompleteMarkets!

Second, I did a market search and wanted to let you know that CITA Insurance Services has a program that provides coverage for Physical Therapists. They can provide; Premises Liability, General Liability, Business Personal Property and do not charge a deductible if a claim is made. 

They are underwritten by Allied Professional Insurance Company and they have an A excellent rating. 

Please click here to send them an email and get in touch with one of their team members. Feel free to reach out to me with any questions you have. 
9 year(s) ago
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Amber Alex, Help You Save Insurance - Las Vegas, NV 89123
Reputation: 497 - Total posts: 57
Hi Denise,

Worldwide Insurance Facilities does a great job for these type of risks. I work with the Los Angeles office and all of underwriters and assistants are wonderful and very responsive. Sounds like you might need PL as well.  They sometimes can package PL and GL together depending on the risk.  Hope this helps.  www.wwfi.com/
9 year(s) ago
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Kenneth Kukral, International Excess - Beachwood, OH 44122
Reputation: 563 - Total posts: 101
Denise,

Any luck placing? I have a number of markets who can do the GL and PL on this type of risk. E-mail me at [email protected]

Kenneth Kukral, CIC
www.intlxs.com
9 year(s) ago
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