Short Term Vacant Commercial Property Insurance

Many businesses operate on a strictly seasonal basis, meaning that they require retail spaces on short-term leases.  This can be a financial strain on landlords, as short-term leases lead to higher turnover, where retail spaces are vacant or unoccupied for a good part of the year.

However, the bigger worry for property owners is that vacant commercial properties are more difficult to insure, given that vacant properties face higher risk exposures of fire or flood damage or become targets for trespassers, thieves and vagrants.

In addition, property owners may find themselves underinsured or lacking appropriate coverage, as standard commercial property insurance policies often have a vacancy clause that excludes coverage when properties are vacant for certain periods.

Short Term Vacant Commercial Property Insurance provides specialized property & liability coverage that could include:

  • Protection for the physical structure of your rental property from covered perils
  • Liability for property damage or physical injury to third parties
USG Insurance Services, Inc.
Habitational Insurance

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to...
Ck Specialty Insurance Associates, Inc.
Vacant & Course of Construction Insurance

Ck Specialty offers builders risk, property and course of construction premises liability insurance for vacant buildings, ground up construction or any course of remodeling. Very Competitive Commissions  ***Online rater available***  &n...
First Choice Insurance Intermediaries, Inc.
Vacant Buildings

Finding coverage for Vacant Buildings has become difficult over the years and frustrating for most owners. Most policyholders are under the impression that a standard insurance policy will offer the same protection if their home or commercial propert...
Distinguished Programs
Vacant Buildings Insurance

Vacant Building Insurance protects your clients' assets for the interim period before a property is leased or sold. You'll be able to offer clients a range of policy terms and transition coverage to another policy when the time comes. This is especia...
Ck Specialty Insurance Associates, Inc.
Vacant Land/Vacant Building Insurance

Vacant Land Coverages include, but are not limited to:   General Liability  Property Excess/Umbrella    Vacant Land Risk appetite includes, but certainly is not limited to:   Vacant Land Land Rented to ...
Sovereign Group International Inc.

3,6,9,12: Vacant Property Coverage is what we sell! Want a quick & easy quote you can sell to your insured?  Contact Sovereign at [email protected] with an application today!  We can send you an easy to fill out application to...
US Assure
Vacant Structure Insurance

Through an online policy issuance platform, US Assure's vacant structure product provides coverage for vacant residential and commercial structures. Property limits up to $5 million and General Liability limits up to $1 million are available. Multipl...
Bailey Special Risks, Inc.
Commercial Package

Our commercial package programs are customer tailored for specific risk types. Accordingly we are able to respond quickly to your submission when we have the necessary information. Using the Acord forms, plus the supplemental applications linked belo...
Veracity Insurance Solutions, LLC
Commercial Property Insurance

Veracity Insurance represents to some of the largest commercial property and inland marine carriers in the nation. We can provide coverage for: Buildings Contractors Equipment Personal Property Builder's Risk Motor Truck Ca...
Zurich North America
Excess and Surplus Property Insurance

Zurich’s Excess and Surplus Property Program is a non-admitted program offering ISO Property coverage and extensions nationwide (excluding NY) for classes including hotels/motels, vacant buildings, retail operations, strip malls, light industrial, wa...
Surplus Line Managers, Inc.
New England’s Premier Special Risk GA

Surplus Line Managers, Inc. is New England's premier Excess, Surplus and Specialty Program Managing General Agency. We are members of the American Association of Managing General Agents and the National Association of Professional Surplus Lines Offic...
Ohio E&S Agency, Inc.
Ohio E & S Agency

For 30 years, we've been writing excess and surplus insurance coverage for many of Ohio's leading agents. They come back to us time and again because ...
Click above for a 3-5 min. overview with Dave Mangold, President of Ohio E&S Agency, Inc.
Not an Insurance Agent? No problem, we help hundreds of people find the right agent/advisor every day!
Visit our dedicated Insurance Consumer section and we will recommend the right agent for your specific needs.

Insurance for You, Your Family or Your Business 
Quick and simple; secure and confidential. We share your info with only ONE of our insurance experts. Our unique, proprietary process is designed to get you the best local expertise available.


If you are an Insurance Agent, looking to help an Insured, we can help you 
Find A Marketby matching you to our MGA/Wholesaler/Carrier partners.
Further Reading 
Big Wind Day, observed on April 12, commemorates the earth’s highest surface wind. The 231 mph wind occurred on the Mount Washington Observatory in 1934. While your business may never experience such high wind velocities, take measures to protect you...
Managing your commercial property includes caring for the landscaping. Proactive measures this fall protect your plants and ensure vitality next spring. Implement several tips as you maintain attractive landscaping and improve the safety of your prop...
Winter weather often includes snow and ice, two hazards that can create dangerous conditions on your commercial property. Prepare to keep your employees and customers safe when you prep your property for winter snow and ice removal. Inspect Lighti...
Now that the harsh winter weather has ended, it’s time to spruce up your commercial property. Here are several spring maintenance tips that reduce your liability and prep your property for warmer weather. Inspect for Water Damage Melting snow a...
Your small business tax returns may not be due until April, but now’s the time to start your tax prep so you’re ready for the big day. As you gather documents and compile receipts, consider the commercial insurance premiums you can deduct as business...