Short Term Vacant Commercial Property Insurance

Many businesses operate on a strictly seasonal basis, meaning that they require retail spaces on short-term leases.  This can be a financial strain on landlords, as short-term leases lead to higher turnover, where retail spaces are vacant or unoccupied for a good part of the year.

However, the bigger worry for property owners is that vacant commercial properties are more difficult to insure, given that vacant properties face higher risk exposures of fire or flood damage or become targets for trespassers, thieves and vagrants.

In addition, property owners may find themselves underinsured or lacking appropriate coverage, as standard commercial property insurance policies often have a vacancy clause that excludes coverage when properties are vacant for certain periods.

Short Term Vacant Commercial Property Insurance provides specialized property & liability coverage that could include:

  • Protection for the physical structure of your rental property from covered perils
  • Liability for property damage or physical injury to third parties
USG Insurance Services, Inc.
Habitational Insurance

USG Insurance Services, Inc. is a national wholesaler and managing general agent (MGA) with 18 offices across the country and the ability to write in all 50 states. Built from the ground up by some of the top executives in insurance, USG continues to...
US Assure
Vacant Structure Insurance

Through an online policy issuance platform, US Assure's vacant structure product provides coverage for vacant residential and commercial structures. Property limits up to $5 million and General Liability limits up to $1 million are available. Multipl...
Bailey Special Risks, Inc.
Commercial Package

Our commercial package programs are customer tailored for specific risk types. Accordingly we are able to respond quickly to your submission when we have the necessary information. Using the Acord forms, plus the supplemental applications linked belo...
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Further Reading 
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