Mining & Quarries Insurance Program from Van Wagoner Companies, Inc.
Van Wagoner Companies, Inc. offers a specialized Mining & Quarries insurance program designed to support agents and brokers placing coverage for clients in the mining, quarrying, and aggregate industries. With access to Lloyds as a carrier partner, this program provides tailored solutions for a wide range of operational exposures found in these high-risk industries. Whether your client runs a surface quarry, operates heavy excavation equipment, or processes materials, this program can help you place the right protection.
Ideal Accounts and Appetite
This program is well-suited for a variety of mining and quarrying businesses, including but not limited to:
- Sand and gravel pits
- Rock quarries and stone cutting operations
- Surface mining operations
- Material crushing and screening operations
- Contract mining services
Accounts with active safety protocols, well-maintained equipment, and a track record of managing jobsite risks are likely to be a good fit. You might have a client operating a regional aggregate supply quarry needing coverage for mobile equipment and general liability—this program can address that need.
Coverage Highlights and Advantages
The Mining & Quarries program provides comprehensive coverage options to protect both property and operations. Available coverages include:
- Property: Coverage for buildings, stockpiles, and processing equipment
- General Liability: Protection against third-party bodily injury and property damage claims
- Package Policies: Streamlined coverage combining multiple lines
- Equipment: Coverage for mobile equipment and tools used in operations
By packaging key coverages, Van Wagoner Companies, Inc. helps agents offer efficient and competitive solutions tailored to this complex industry.
Underwriting Notes and Minimum Premiums
This is a non-admitted program underwritten through Lloyds, offering flexible terms for qualifying accounts. While minimum premium details may vary by risk profile and location, the underwriting team at Van Wagoner Companies, Inc. works closely with brokers to evaluate each submission efficiently and thoroughly.
Well-prepared submissions with safety protocols, equipment lists, and operational details will support a smoother underwriting process.
Territories and Availability
The Mining & Quarries program is available in most U.S. states, including but not limited to California, Texas, Pennsylvania, Florida, and New York. Van Wagoner Companies, Inc. can write business in all of the following states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY.
Why Work With Van Wagoner Companies, Inc.?
Van Wagoner Companies, Inc. brings deep industry knowledge and market access to a niche segment of the insurance industry. Their strong relationships with carriers like Lloyds and focus on specialized industries allow them to offer competitive solutions even in challenging risk classes. Agents who work with Van Wagoner benefit from responsive service, underwriting insight, and a commitment to helping you place complex accounts successfully.