Van Wagoner Companies, Inc. is one of the oldest Surplus Lines Agencies in Texas, offering a wide range of commercial insurance solutions to help agents and brokers place hard-to-place or unique risks. As a Managing General Agency (MGA), Van Wagoner provides access to competitive programs across multiple industries and exposures, supported by strong carrier relationships with Lloyd's and Markel International.
Broad Appetite for Commercial Risks
This Commercial Lines program is designed to serve a variety of classes, from standard property risks to more specialized exposures. Whether your client is a contractor, apartment owner, or retailer, Van Wagoner can help you secure coverage for challenging risks in both admitted and non-admitted markets.
Target classes include:
Coverage Highlights and Advantages
Van Wagoner’s Commercial Lines program offers flexible coverage options tailored to the needs of each industry. Available coverages include:
- Commercial Property – Building, contents, and business interruption
- General Liability – Premises, products, and completed operations
- Inland Marine – Equipment and mobile property
- Physical Damage for High-Valued Vehicles
Programs are designed to offer broad protection, enabling agents to meet the needs of clients in various sectors, from hospitality to retail to construction.
Underwriting Approach
Van Wagoner works closely with appointed agents to evaluate submissions and find the best fit among available carriers. While appetite is broad, accounts must demonstrate acceptable risk characteristics based on class, location, and loss history. The program accepts both admitted and non-admitted placements, offering flexibility for challenging or unusual risks.
There is no published minimum premium, allowing for a range of account sizes to be considered.
Available States
This program is available to agents and brokers in the following states:
- Arizona (AZ)
- Arkansas (AR)
- California (CA)
- Connecticut (CT)
- Delaware (DE)
- Idaho (ID)
- Iowa (IA)
- Nevada (NV)
- New Mexico (NM)
- Oklahoma (OK)
- Pennsylvania (PA)
- Texas (TX)
- Utah (UT)
- Wyoming (WY)
Why Work With Van Wagoner Companies
With decades of experience and a strong underwriting background, Van Wagoner Companies is a trusted MGA offering responsive service and access to top surplus lines markets. Agents benefit from a broad underwriting appetite, efficient quoting, and programs built to handle hard-to-place or unusual risks.
Whether you're working with a contractor needing liability coverage in Utah or a vacant property in Texas, Van Wagoner can help you find the right solution. Their long-standing relationships with carriers like Lloyd’s and Markel International further enhance their ability to deliver competitive options tailored to your clients.
Frequently Asked Questions
What types of accounts are a good fit for this Commercial Lines program?
Ideal accounts include apartment buildings, contractors, retail stores, hotels, restaurants, and commercial property owners. The program is also great for hard-to-place risks like vacant properties or high-valued vehicles.
Is this program available in admitted or non-admitted markets?
Van Wagoner offers access to both admitted and non-admitted markets, depending on the class of business and state regulations.
What carrier markets are used in this program?
This program is supported by strong carrier partners, including Lloyd's and Markel International.
Are there minimum premium requirements?
No specific minimum premium is listed, allowing for a range of account sizes to be considered.
In which states is this program available?
This program is available in AZ, AR, CA, CT, DE, ID, IA, NV, NM, OK, PA, TX, UT, and WY.
Need help placing an account? Connect with a market specialist.
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