Contractors Equipment Coverage from Van Wagoner Companies, Inc.
Van Wagoner Companies, Inc. offers a robust Contractors Equipment program designed to help insurance agents and brokers place coverage for a wide range of contractor clients. Whether you’re working with small residential builders or large-scale commercial subcontractors, we can help you access competitive markets that meet your clients' equipment exposure needs.
Ideal Accounts and Appetite
Our program is tailored for contractors who rely on owned or leased equipment as part of daily operations. We welcome submissions for a variety of trades, including but not limited to:
- Custom Home Builders
- Carpenters and Framers
- Concrete and Masonry Contractors
- Drywall and Insulation Installers
- Landscaping and Lawn Care Services
- Heating and Air Conditioning Contractors
- Swimming Pool Contractors
- Tile, Carpet, and Flooring Installers
- Metal Erection and Welding
- Wrecking and Demolition
We also offer coverage for Mining Equipment, available in all 50 states, including high-value mobile gear such as loaders, excavators, and drilling rigs.
Coverage Highlights and Advantages
This program provides inland marine coverage for contractors’ mobile equipment and tools. Key benefits include:
- Coverage for scheduled and unscheduled equipment
- Options for leased or rented equipment
- Protection against losses from theft, fire, vandalism, and certain natural disasters
- Tailored solutions for both small and large equipment fleets
Whether your client is a regional concrete contractor with several backhoes or a small landscaping company with mowers and trailers, we can help you find the right solution.
Underwriting Notes and Minimum Premiums
We partner with established carriers including Lloyds and Markel International, offering access to flexible underwriting solutions through our Managing General Agency platform. While minimum premiums may vary by class and state, our team works closely with agents to find the best fit for each account.
Territories and Availability
We offer Contractors Equipment coverage in the following states: AR, AZ, CA, CT, DE, IA, ID, NM, NV, OK, PA, TX, UT, WY.
Mining Equipment coverage is available nationwide in all 50 states.
Why Work With Van Wagoner Companies, Inc.
As a specialized MGA, Van Wagoner Companies, Inc. brings decades of experience in placing niche commercial coverage. Our team understands the nuances of contractors’ operations and has strong relationships with top carriers to help you secure the right solution quickly and efficiently. We are committed to supporting independent agents with responsive service and knowledgeable underwriting support.
If you’re looking to place contractors equipment or mining equipment risks—whether for a new venture or an established business—we’re here to help.