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Professional Liability Insurance Services, Inc.®
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Professional Liability Insurance Services, Inc.®
Contact Us
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Product Recall Insurance

NEW! Exclusive Recall Coverage That Goes Hand In Hand with Product Liability

Product recalls are on the rise, and many manufacturers remain underinsured against the operational and reputational damage they can cause. Most standard insurance policies do not respond to recall-related losses, leaving a serious gap in risk protection. Professional Liability Insurance Services, Inc. (PLIS) offers a specialized solution with its Recall Crisis Recovery PLUS (RCR PLUS) insurance program — designed to help your manufacturing clients recover from the financial, regulatory, and brand fallout of a recall event.

Ideal Accounts and Appetite

RCR PLUS is ideal for manufacturers, distributors, and importers of consumer goods and food/beverage products. Whether the exposure is from accidental contamination, malicious tampering, unintentional manufacturing errors, or counterfeit products entering the supply chain, this solution provides broad protection. You might have a client who manufactures specialty packaged snacks or imports private-label electronics — both are strong candidates for this program. PLIS considers a wide range of product categories and offers flexible underwriting for diverse industries.

Coverage Highlights and Advantages

The RCR PLUS product offers revenue replacement and reimbursement for key expenses resulting from a recall event, including:
  • Product retrieval and disposal
  • Product replacement and rehabilitation
  • Pre-recall expenses (as individually underwritten)
  • Loss of profits for the insured’s customers
  • Inoculation, vaccination, and testing for consumers and employees
Additional sublimit options include:
  • Government ban or seizure
  • Adverse publicity
  • Counterfeit product coverage
  • Long-term agreement endorsement
Beyond insurance reimbursement, RCR PLUS includes robust crisis management services delivered through Specialty Risk Management, Inc. Their experienced team offers:
  • 24/7 recall and contamination response support
  • Guidance on regulatory compliance and communication
  • Recall scenario walk-throughs and inspection preparation
  • Media analysis and brand protection strategies
  • Dedicated recall hotlines and customer outreach
  • Business recovery planning and execution
  • Product safety updates and plan reviews

Underwriting Notes and Minimum Premiums

There is no minimum premium requirement, and each account is underwritten individually to reflect its unique exposure and risk profile. Additional premiums may apply for certain sublimits or customized endorsements.

Territories and Availability

This program is available in all 50 states plus Washington, D.C., on a non-admitted basis through Certain Underwriters at Lloyd’s.

Why Work With PLIS?

PLIS is a trusted program administrator with deep expertise in liability and recall exposures. Their RCR PLUS program goes far beyond basic recall coverage by integrating financial reimbursement with hands-on crisis management — a combination that agents can leverage to protect their clients’ operations and reputations. PLIS offers solid underwriting support, strong market access, and tools to help agents communicate the critical importance of recall protection.
All Consumer Goods & Food/Beverage Products Considered Under RCR PLUS!
To learn more & gain valuable sales tools, please call us at 1-800-761-7547 & mention our Storefront!

This storefront is issued as an aid to assist you & your client in the overall understanding of the Policy. This is not part of the insurance contract & confers no rights upon you or your client. This article does not amend, extend or alter the coverage afforded by the Policy. For a complete understanding of any insurance purchased read the policy, declarations page & any endorsements, & discuss with your broker. Actual terms & conditions may be amended by endorsement or affected by state laws and are subject to individual underwriting, certain coverage features may be restricted. Not intended to be a representation of coverage. See policy wording for details. All coverage features are still subject to individual underwriting and certain coverage features may be restricted. Copyright © 2014 PLIS®, Inc. and its licensors. All rights reserved.

Frequently Asked Questions

What types of accounts are a good fit for the RCR PLUS program?

This program is ideal for manufacturers, importers, and distributors of consumer goods and food/beverage products that may face exposure to product recalls, contamination, or adverse publicity.

What makes RCR PLUS different from other recall insurance options?

RCR PLUS combines recall cost reimbursement with 24/7 crisis management services, including regulatory response support, media control, and business recovery planning — all tailored for complex manufacturing risks.

Is there a minimum premium requirement for this program?

No, there is no stated minimum premium. Each account is underwritten individually based on its unique exposure and selected coverage options.

Which states is this program available in?

The RCR PLUS program is available in all 50 states and Washington, D.C., on a non-admitted basis.

Who underwrites the RCR PLUS product?

This program is backed by Certain Underwriters at Lloyd’s and administered by Professional Liability Insurance Services, Inc. (PLIS).

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Canada:
    Alberta, British Columbia, Manitoba, New Brunswick, Northwest Territories, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon Territory
  • Provider Type:
    Program Administrator
  • Admitted:
    No States
  • Carriers:
  • Carrier Ratings:
    A
  • Commission:
    15%
  • Min Premium:
    No Minimum Premium

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CONTACT INFORMATION

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Professional Liability Insurance Services, Inc.® has other insurance programs like Allied Medical Errors and Omissions Insurance.