Comprehensive Insurance Solutions for the Moving Industry
The Mover's Choice Insurance Program from Paul Hanson Partners is a specialized insurance solution designed specifically for household goods movers with warehousing operations. As a trusted Managing General Agency (MGA), Paul Hanson Partners delivers tailored coverage backed by industry-leading carriers, including AIG for package policies and Liberty Mutual for Workers’ Compensation.
Unlike generic moving and storage insurance markets, Mover's Choice is built around the unique exposures faced by moving companies. The program’s claims team features adjusters with direct experience in moving and storage claims—ensuring they understand key industry terms like release valuation, depreciated value, declared value, and replacement cost. This expertise allows for more accurate and fair claims handling, helping protect your clients and your reputation.
Ideal Accounts and Appetite
This program is ideal for:
- Household goods moving companies
- Operators with warehousing or storage facilities
- Local, regional, and interstate movers
- Moving companies with owned or leased fleets
Whether you're working with a single-location mover or a larger regional operation, Mover's Choice can accommodate a variety of risk profiles. You might have a client who stores customer belongings during long-distance moves or one who operates a small fleet of moving trucks across state lines—this program is designed to support both.
Coverage Highlights and Advantages
Mover’s Choice offers a broad package of essential coverages tailored to the moving and storage industry, including:
- Property – Protection for buildings, office contents, and warehousing facilities
- General Liability – Coverage for third-party bodily injury and property damage
- Truckers Liability & Physical Damage – Covers owned or leased vehicles
- Cargo/Warehouse Legal Liability – Specialized coverage for customer belongings in transit or storage
- Movers Equipment – Protection for essential tools and equipment used in moving operations
- Umbrella – Additional limits over primary policies
- Workers’ Compensation – Available in select states; contact Paul Hanson Partners for availability
With access to top-tier markets and tailored underwriting, agents can confidently place complex risks with specialized protection.
Underwriting Notes
This is a non-admitted program, offering flexibility in underwriting and pricing. While there is no stated minimum premium, submissions should include complete risk information to ensure accurate quoting. Workers’ Compensation is available in select states through Liberty Mutual—please reach out to confirm availability in your client’s location.
Territories and Availability
Mover’s Choice is available in most states across the U.S., including but not limited to CA, TX, FL, NY, IL, and WA. The program is offered in 49 states plus Washington, D.C., excluding only a few territories. This wide availability makes it a strong option for agents working with movers operating across multiple states.
Why Work With Paul Hanson Partners?
Paul Hanson Partners has over two decades of experience designing insurance solutions for the transportation and logistics sector. Their deep focus on the moving and storage industry—combined with access to A-rated carriers and in-house claims expertise—makes them a go-to market for agents seeking reliable, responsive service. From underwriting to claims, their team understands the nuances of moving operations and delivers fast, knowledgeable support throughout the policy lifecycle.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for household goods moving companies with warehousing operations, including local and interstate movers with owned or leased fleets.
Is Workers’ Compensation coverage available in all states?
No, Workers’ Compensation is available only in select states. Contact Paul Hanson Partners to confirm availability based on your client's location.
What makes Mover’s Choice different from other moving and storage programs?
Mover’s Choice features adjusters with moving and storage claims expertise, offering better claims handling and coverage tailored to industry-specific exposures like release valuation and declared value.
Can I use this program for clients operating in multiple states?
Yes, the program is available in 49 states plus Washington, D.C., making it suitable for movers with multi-state operations.
What carriers back this program?
The package coverage is underwritten by AIG, and Workers’ Compensation is offered through Liberty Mutual Insurance Company.
Need help placing an account? Connect with a market specialist.