Overview of the Program From Chittenden Insurance Group
Chittenden Insurance Group offers a specialized program designed for accounting professionals—AICPA Professional Liability and Employment Practices Liability Insurance (EPLI). This robust solution is endorsed by the AICPA and backed by Continental Casualty Company, providing a reliable and comprehensive safety net for accountants and accounting firms in Maine, New Hampshire, and Vermont.
This program is crafted to meet the unique needs of CPAs, with full career coverage for qualified firms and protections that extend to all staff members, including per diems. Whether your client is a sole practitioner or a growing firm, this program delivers peace of mind with strong liability protection and risk management support.
Ideal Accounts and Appetite
This program is an excellent fit for:
- Small to mid-sized CPA firms
- Solo practitioners or firms with per diem staff
- Accounting professionals who want AICPA-endorsed protection
- Firms seeking EPLI coverage alongside professional liability
You might have a client who operates a boutique accounting office or a firm expanding regional operations—this program can help protect them from professional liability claims and employment-related exposures alike.
Coverage Highlights and Advantages
- Full career coverage for qualified accounting firms
- Coverage includes all staff, even per diem professionals
- Defendant’s reimbursement coverage up to $50/hour
- Regulatory inquiry investigation coverage up to $10,000
- No claim is settled without the insured’s written consent
- Premium financing options available for flexibility
- AICPA endorsed – trusted by industry professionals
Risk Management Services
- 24/7 toll-free risk management hotline
- Online policyholder resources
- Complimentary newsletters to keep clients informed
- Opportunities for premium credits and state CE credits through:
- Attendance at local seminars
- Completion of self-study courses at home
The program is continuously monitored and shaped by an AICPA oversight committee—practicing CPAs who ensure the program evolves to meet the real-world needs of your insureds.
Underwriting Notes and Minimum Premiums
Although exact minimum premiums are not listed, Chittenden Insurance Group offers flexible solutions tailored to the size and needs of each firm. Premium financing is available to help make coverage more accessible. The underwriting team evaluates each submission individually, taking into account firm size, services offered, claims history, and other key risk factors.
Territories and Availability
This program is currently available in:
- Maine (ME)
- New Hampshire (NH)
- Vermont (VT)
Please contact Chittenden Insurance Group for updates on future state availability or expansion plans.
Why Work With Chittenden Insurance Group on This Business
Chittenden Insurance Group brings trusted expertise and exclusive access to AICPA-endorsed professional liability programs. Their strong relationship with Continental Casualty Company ensures your clients receive high-quality coverage and responsive claims service. Agents benefit from access to tailored risk management tools, underwriting support, and a program built specifically for accounting professionals.
If you're looking to place professional liability and EPLI coverage for accountants in northern New England, Chittenden Insurance Group offers a reliable and specialized solution to support your clients and grow your book of business.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for CPAs, accounting firms, and solo practitioners in Maine, New Hampshire, and Vermont who need professional liability and EPLI coverage, especially those seeking AICPA-endorsed protection.
Does the coverage include part-time or per diem staff?
Yes, the policy provides coverage for the entire firm staff, including per diem and part-time employees.
Is coverage available outside of ME, NH, and VT?
Currently, this program is limited to Maine, New Hampshire, and Vermont. Contact Chittenden Insurance Group for updates on future availability.
Are there risk management resources included?
Yes, policyholders have access to online resources, a 24/7 hotline, newsletters, and CE credit opportunities through seminars or self-study courses.
Can clients finance their premium payments?
Yes, premium financing options are available to make the program more affordable and accessible to qualifying firms.
Need help placing an account? Connect with a market specialist.