Temporary Staffing Program

This program is ideal for temporary staffing agencies and PEOs that place employees in a wide range of industries, including clerical, light industrial, healthcare support, and skilled trades. Accounts that maintain proper risk management protocols and have a clean claims history are preferred.

Example accounts that fit well include:

• A staffing agency placing administrative workers in corporate offices
• A PEO managing light industrial labor for warehousing and logistics clients

High-hazard staffing classes may be subject to additional underwriting review or may fall outside the program's appetite.

Through this program, agents can access a broad range of coverages tailored to staffing risks. Key highlights include:

• Commercial Property
• General Liability
• Errors & Omissions (E&O)
• Third-Party Employee Dishonesty Bonds
• Blanket Contractual Liability
• Personal and Advertising Injury
• Employee Benefits Liability
• Hired and Non-Owned Auto Coverage
• Umbrella Coverage (in-house limits up to $5,000,000; higher limits available)

One of the unique features is the flexibility to write separate limits for client bond riders under the dishonesty bond, with limits available up to $2,000,000. Additionally, E&O coverage can be included in the umbrella policy as an option, offering enhanced protection in a single package.

All submissions are subject to underwriting, with emphasis on staffing class, loss history, and operational controls. The program is competitively positioned for both new ventures and established firms. CIC works closely with agents to structure policies that align with each insured’s risk profile and business model.

This program is available in all 50 states and Washington, DC. Whether your client is operating in a single state or across multiple jurisdictions, CIC can help you place coverage efficiently and compliantly.

CIC Insurance Brokers LLC brings nearly five decades of experience in the staffing and PEO insurance space. Their deep specialization, in-house underwriting authority, and long-standing carrier relationships make them a trusted partner for agents nationwide. As a Managing General Agency with access to admitted and non-admitted markets, CIC offers flexibility, responsiveness, and the ability to structure coverage that fits your client’s unique needs.