Overview of the Program From Environmental Insurance Agency
Environmental Insurance Agency offers a comprehensive Environmental Consultants Insurance program designed to meet the complex liability exposures faced by environmental professionals. As a specialized Excess & Surplus Lines Broker, we provide access to a wide array of carriers including AIG, Lloyds of London, Zurich, XL, Liberty, and more. This program supports agents and brokers in placing coverage for clients engaged in environmental consulting, remediation, testing, and related services.
Ideal Accounts and Appetite
This program is a strong fit for a broad range of environmental service providers, including:
- Environmental consultants and engineers
- Environmental testing and analytical laboratories
- Site assessment and remediation contractors
- Hazardous material and asbestos abatement consultants
You might have a client who performs Phase I and II site assessments, or one who operates a soil and water testing lab—both are ideal candidates for this program. We are also able to consider more complex risks with higher limits or multi-state operations.
Coverage Highlights and Advantages
- Commercial General Liability (CGL), Contractors Pollution Liability (CPL), and Professional Liability available in a bundled or standalone format
- Claims-made policies that respond to professional errors, omissions, contamination events, or bodily injury arising from consulting activities
- Policy limits available up to $10 million
- Flexible underwriting for both small boutique firms and larger regional operations
This program helps insureds mitigate exposures related to site contamination, inaccurate reporting, or regulatory noncompliance. Coverage flexibility allows you to tailor protection to match your client’s operations and risk tolerance.
Underwriting Notes and Minimum Premiums
The minimum premium for this program starts at $2,500. Underwriting will review the scope of services, project types, geographic reach, and past loss history. Combined coverage options are available to simplify policy management and enhance value for your clients.
Territories and Availability
This Environmental Consultants Insurance program is available in most U.S. states, including but not limited to CA, FL, NY, TX, IL, PA, and WA. Admitted coverage is available in select states, with non-admitted options across our full territory footprint. We currently offer coverage in 50 states plus DC.
Why Work With Environmental Insurance Agency
Environmental Insurance Agency brings specialized expertise in environmental exposures and access to top-tier carriers in the E&S market. Our team understands the unique risks your clients face and works closely with agents and brokers to deliver customized solutions with competitive terms. From small firms to complex environmental operations, we help you place tough-to-insure accounts with confidence.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for environmental consultants, testing labs, site remediation firms, and hazardous material inspectors.
Can this coverage be combined with General Liability?
Yes, the policy can be written as a standalone or combined with General Liability under a single limit.
What is the minimum premium for this program?
The minimum premium starts at $2,500, depending on the size and scope of the insured’s operations.
Is this program available in all states?
Yes, the program is available in most U.S. states, with both admitted and non-admitted options depending on the location.
Which carriers are used for this program?
We work with leading carriers such as AIG, Liberty, Lloyds of London, Zurich, XL, and others through our E&S brokerage platform.
Need help placing an account? Connect with a market specialist.