Sports Insurance Program from Gagliardi Insurance Services, Inc.
Gagliardi Insurance Services, Inc. offers a comprehensive Sports Insurance program tailored to meet the needs of both adult and youth athletic organizations. As a Managing General Agency with long-standing experience in the sports and recreation sector, Gagliardi brings deep underwriting knowledge and strong market access to help you place accounts with confidence. Whether your client is managing a youth soccer league, an amateur softball team, or a regional football camp, Gagliardi provides the insurance solutions needed to protect against the unique risks of athletic participation and event management.
Ideal Accounts and Appetite
This program is designed for a wide range of sports-related risks, including but not limited to:
- Youth and adult sports leagues
- Amateur and recreational teams
- Sports camps and clinics
- Facility operators and event organizers
Covered sports include mainstream and contact sports such as:
- Baseball & Softball
- Basketball
- Soccer
- Football
- Volleyball
- Ice, Roller, and Field Hockey
If you have a client running a regional youth basketball league or organizing a summer football camp, this program can provide the essential coverages they need.
Coverage Highlights and Advantages
Gagliardi’s Sports Insurance program includes access to both admitted and surplus lines markets, offering flexibility for a wide range of risk profiles. Coverage options include:
- General Liability
- Directors & Officers (D&O)
- Accident, Medical, and Dental
- Accidental Death & Dismemberment (AD&D)
- Catastrophic Accident/Medical
- Crime Insurance
- Sports Equipment Floaters
- Prize Indemnification
These coverages are designed to protect not only athletes and participants but also the organizers, volunteers, and facilities involved in sports operations.
Underwriting Notes and Market Access
As a Surplus Lines broker working with top-rated carriers such as Chubb, Philadelphia, and Great American, Gagliardi can accommodate hard-to-place risks and tailor policies for unusual exposures. The program supports both admitted and non-admitted placements, depending on the risk class and state regulations. While minimum premiums may vary by account size and coverage types, Gagliardi is equipped to competitively quote a wide range of risks across different sports and organizational structures.
Territories and Availability
The Sports Insurance program is available in most U.S. states, including but not limited to: CA, FL, TX, NY, IL, PA, and GA. In total, the program is offered in over 45 states, giving agents broad geographic flexibility when placing business.
Why Work With Gagliardi Insurance Services, Inc.?
Gagliardi Insurance Services, Inc. is widely recognized for its expertise in the sports insurance space. Their team understands the nuances of insuring athletic programs and offers responsive service, competitive terms, and access to specialized underwriting. Whether you're dealing with a local youth league or a multi-state sports association, Gagliardi brings the tools and markets to help you secure the right coverage for your clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for youth and adult sports leagues, amateur teams, sports camps, and facility operators involved in a wide range of athletic activities.
Which sports are eligible under this program?
Commonly covered sports include baseball, basketball, football, soccer, softball, volleyball, and various types of hockey (ice, roller, field).
Are both admitted and non-admitted markets available?
Yes, Gagliardi offers access to both admitted carriers and surplus lines markets to provide flexibility based on the risk profile and state.
What coverage types can be included in a typical policy?
Coverage options include General Liability, Accident/Medical, D&O, AD&D, Crime, Prize Indemnification, and more.
In which states is this program available?
The program is available in over 45 states, including major markets like California, Texas, Florida, New York, and Illinois.
Need help placing an account? Connect with a market specialist.