Special Events and Entertainment Insurance from Gagliardi Insurance Services, Inc.
Gagliardi Insurance Services, Inc. offers a flexible and comprehensive Special Events and Entertainment Insurance program tailored for agents and brokers seeking to place coverage for a wide variety of one-time or recurring events. With access to top-rated admitted carriers such as Chubb and Philadelphia, and the ability to write through surplus lines when needed, Gagliardi provides solutions for even the most unique or high-risk entertainment exposures.
Ideal Accounts and Target Event Types
This program is designed for a broad range of events and entertainment-related activities. Whether your client is organizing a single-day wedding or managing a multi-day music festival, Gagliardi Insurance Services has the market access and underwriting expertise to help you secure the right coverage.
Target event types include:
- Festivals, fairs, and parades
- Fundraisers, conferences, and corporate events
- Weddings, private parties, and social gatherings
- Field trips, outings, and guided tours
- Concerts, theatrical performances, and sports promotions
- Film and television productions
- Events involving adverse weather exposure or prize indemnification
Example scenarios include a client producing a regional food festival with multiple vendors and live entertainment, or a nonprofit hosting a fundraising gala with 500+ attendees. With Gagliardi, you can confidently place these accounts and more.
Coverage Highlights
Gagliardi’s Entertainment and Special Events program includes access to the following coverages, available individually or bundled as needed based on the risk:
- General Liability – Protects against third-party bodily injury and property damage claims
- Accident/Medical/Dental – Covers participant or attendee injuries during the event
- Accidental Death & Dismemberment
- Catastrophic Accident/Medical – For serious injuries with long-term impact
Additional specialty coverages such as adverse weather or contingency insurance are also available for events where cancellation or interruption could result in financial loss.
Underwriting Notes
This program is available on both admitted and non-admitted paper depending on the event type and location. Gagliardi works with A-rated carriers and has the ability to offer coverage on a surplus lines basis when needed. Minimum premium requirements vary by event and coverage type; please contact Gagliardi for underwriting guidelines and quotes.
Available States
This program is available in most states, including but not limited to: CA, TX, NY, FL, IL, PA, and GA. Gagliardi Insurance Services is licensed to place business in over 45 states, giving you broad access for your clients across the country.
Why Partner with Gagliardi Insurance Services?
As a Managing General Agency with specialized focus in the events and entertainment sector, Gagliardi Insurance Services brings deep underwriting knowledge and responsive service to help brokers navigate complex risks. Their long-standing relationships with top-tier carriers and flexible program design make them a valuable partner for placing hard-to-place or time-sensitive events.
Whether you're handling a straightforward banquet or a complex series of athletic tournaments, Gagliardi offers the tools and expertise you need to deliver tailored insurance solutions quickly and efficiently.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for short-term or recurring events such as festivals, weddings, concerts, fundraisers, and sports promotions. It also works well for film and television productions and events with special risk needs like adverse weather or prize indemnification.
Can coverage be written on a surplus lines basis?
Yes, Gagliardi Insurance Services can write coverage through surplus lines when the event type or location requires it. They also have access to A-rated admitted carriers when applicable.
Is there a minimum premium requirement?
Minimum premiums vary depending on the event type, size, and coverage selected. Contact Gagliardi for specific underwriting guidelines and pricing details.
What states is the program available in?
This program is available in over 45 states, including CA, NY, TX, FL, IL, and many others. Gagliardi can help you place business across most of the U.S.
What coverages are available under this program?
Available coverages include General Liability, Accident/Medical/Dental, Accidental Death & Dismemberment, Catastrophic Accident/Medical, and optional add-ons like adverse weather and contingency coverage.
Need help placing an account? Connect with a market specialist.