Phoenix Risk Management
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Phoenix Risk Management
Contact Us
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Medical Workers Compensation Insurance

Phoenix Risk Management is pleased to offer a comprehensive Medical Workers Compensation Insurance program designed specifically for the healthcare industry. With nationwide availability and access to multiple top-rated carriers—including SeaBright and AIG (Chartis)—we provide brokers and agents with flexible solutions to meet the unique workers' comp needs of healthcare-related businesses.

Ideal Accounts and Appetite

This program is tailored for a wide range of healthcare and medical service providers. Target classes include:

  • Hospitals and surgical centers
  • Physicians and medical offices
  • Dentists and dental clinics
  • Residential care and assisted living facilities
  • Home healthcare providers
  • Convalescent and nursing homes
  • Nurses' registries and healthcare staffing agencies
  • Respiratory therapists and allied health professionals

Whether you’re working with a small home health agency or a large medical group with multiple locations, this program offers the flexibility and underwriting expertise to handle a range of risk profiles.

Coverage Highlights and Advantages

Phoenix Risk Management’s healthcare workers' compensation solutions are designed to address the unique exposures faced by medical professionals and organizations. Key advantages include:

  • Access to multiple E&S markets for tailored solutions
  • Support for both standard and hard-to-place risks
  • Experienced underwriting team focused on healthcare risks
  • Minimum premium starting at $3,500

Our carrier relationships allow us to provide broad coverage options for a variety of employee classifications within the healthcare sector.

Underwriting Notes and Submission Requirements

To receive a quote, the following documentation is required:

For the best chance at competitive pricing, please also include:

  • Minimum of 4 years (preferably 5 years) of loss runs, currently valued within 90 days of effective date
  • 4 years of aggregate payroll
  • Current experience modification worksheet (if available)

Territories and Availability

This program is available in all 50 states, plus Washington, D.C. Whether your client operates in California, Texas, Florida, or any other state, Phoenix Risk Management can help you find a solution.

Why Work With Phoenix Risk Management

As a Managing General Agency and Excess & Surplus Lines Broker, Phoenix Risk Management specializes in delivering customized workers’ compensation solutions for the healthcare industry. Our underwriting team understands the operational and regulatory challenges your healthcare clients face and can help you place both standard and specialty risks. With strong carrier partnerships and a nationwide footprint, we’re positioned to support your agency with responsive service and competitive options.

Frequently Asked Questions

What types of accounts are a good fit for this program?

This program is ideal for healthcare providers such as hospitals, physicians, dentists, assisted living facilities, home health agencies, and healthcare staffing firms.

Is this program available nationwide?

Yes, the program is available in all 50 states and Washington, D.C.

What is the minimum premium for this workers’ compensation program?

The minimum premium starts at $3,500, though actual pricing will depend on underwriting factors such as payroll and loss history.

What documentation is required to obtain a quote?

You'll need a signed ACORD application with FEIN, a signed PRM supplemental application, 4–5 years of loss runs, payroll history, and an X-Mod worksheet if available.

Can Phoenix Risk Management help with hard-to-place healthcare risks?

Yes, with access to multiple E&S markets, Phoenix Risk Management can accommodate both standard and challenging healthcare-related risks.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Agency and Excess & Surplus Lines Broker
  • Admitted:
    0
  • Carriers:
  • Carrier Ratings:
    A-IX and AXV
  • Commission:
    Variable commissions (varies by producer involvement and account size)
  • Min Premium:
    -

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LOCATION

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APPLICATIONS

AGENCY LICENSING

We accept Submissions from Non-Appointed Agencies, however require Agencies to be appointed in order to receive commisions.  To process your appointment, please click on the forms listed below.  We will also need a copy of your Agency License and E&O Dec along with a W9.
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Phoenix Risk Management has other insurance programs like Agriculture Workers Compensation Insurance.