Overview of the Program From Eastern Special Risk Insurance Agency
Eastern Special Risk Insurance Agency offers a specialized Association Professional Liability program designed for trade associations and similar nonprofit organizations. Backed by Lexington Insurance Company, this program delivers tailored protection for entities that face unique professional liability exposures, especially those involved in publishing, leadership, and governance activities.
This program combines entity coverage, Directors & Officers (D&O), and publishers liability into a single, streamlined form—simplifying coverage while addressing the key risks faced by associations. Whether your client is a national trade group, regional association, or niche professional organization, this program provides a competitive solution for their liability insurance needs.
Ideal Accounts and Appetite
This program is ideal for a wide range of nonprofit and membership-based associations, including:
- Trade associations
- Professional societies
- Industry advocacy groups
- Membership organizations that publish newsletters, magazines, or online content
You might have a client that runs a regional construction association that provides training, advocacy, and publishes a monthly trade magazine. Or perhaps a healthcare-related member group that hosts educational events and manages a certification process. These types of organizations often seek the combined protection this program offers.
Coverage Highlights and Advantages
- Combined entity, D&O, and publishers liability—streamlined coverage for associations' leadership and publishing activities.
- Limits up to $1 million/$1 million available.
- Flexible underwriting to accommodate a wide range of association types and sizes.
- Coverage is designed to address claims related to management decisions, employment practices, and media/publication liability risks.
Underwriting Notes and Minimum Premiums
This program is written through Lexington Insurance Company, a respected carrier in the professional liability space. Eastern Special Risk Insurance Agency brings deep expertise in handling complex association risks and can help structure coverage to fit your client’s operations. Minimum premium details are available upon request during the quoting process.
Territories and Availability
This program is available in all 50 states, plus Washington, DC. No matter where your client is located—from California to New York, Texas to Illinois—you can access this solution through Eastern Special Risk.
The program is written on a non-admitted basis, offering flexibility in form and underwriting that may not be available through admitted carriers.
Why Work With Eastern Special Risk Insurance Agency?
As a general agency with a long-standing focus on professional liability, Eastern Special Risk Insurance Agency brings niche expertise and strong carrier relationships to help agents place complex association accounts. With access to Lexington Insurance Company and responsive underwriting support, Eastern Special Risk is a trusted partner for agents seeking tailored solutions for nonprofit and trade group clients.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for trade associations, professional societies, and membership-based nonprofits—especially those with publishing or governance exposures.
What coverages are included in the policy form?
The form includes entity coverage, Directors & Officers (D&O) liability, and publishers liability in a single policy.
Which carrier underwrites this program?
The program is underwritten by Lexington Insurance Company, a leading provider of specialty insurance solutions.
Is this program available in all states?
Yes, it is available in all 50 states and Washington, DC.
Is the program written on an admitted or non-admitted basis?
The program is written on a non-admitted basis to allow for greater flexibility in coverage and underwriting.
Need help placing an account? Connect with a market specialist.