Combative Sports Insurance Program from Gagliardi Insurance Services, Inc.
Gagliardi Insurance Services, Inc. offers a focused Combative Sports Insurance program for agents and brokers placing clients in high-risk, contact sports. As a Managing General Agency with access to A-rated markets such as Chubb, Philadelphia, and Great American, Gagliardi combines niche underwriting experience with broad market access to handle the unique exposures of combative sports events, promotions, and facilities.
Ideal Accounts and Appetite
This program fits a wide range of combative sports operations, including:
- Boxing
- Kickboxing
- Wrestling
- Mixed Martial Arts (MMA)
Typical accounts include professional and amateur promoters, event organizers, training gyms and fight schools, regional tournament hosts, and venues that stage combative events. Gagliardi will consider one-off events, recurring promotions, gyms that offer sparring and competition training, and volunteer-run amateur shows.
Coverage Highlights and Advantages
The program delivers a flexible package tailored to combative sports exposures:
- General Liability
- Assault & Battery coverage
- Excess Liability
- Liquor Liability (where applicable)
- Accident, Medical & Dental coverage
- Accidental Death & Dismemberment (AD&D)
- Non-owned & Hired Auto coverage
- Promoters Bonds
- Non-Appearance & Event Cancellation coverage
These features help protect promoters, venues, trainers, and participants from liabilities and financial losses tied to injuries, altercations, cancellations, and related risks common in combative sports.
Underwriting Notes and Market Access
Gagliardi places this program through surplus lines (non-admitted) A-rated carriers, which provides underwriting flexibility to tailor terms for higher-risk accounts. Underwriting typically assesses the promoter’s experience and claims history, event safety protocols, medical staffing, participant screening and waivers, and venue controls. Minimum premiums vary by risk profile and state; agents should be prepared to provide detailed event and operational information for accurate terms.
Territories and Availability
The Combative Sports program is available in most U.S. states, including (but not limited to) CA, FL, NY, TX, and IL. Full placement availability includes: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI.
Why Work With Gagliardi Insurance Services, Inc.
Gagliardi’s decades of combative sports expertise help agents place complex risks quickly and with appropriate coverage. As an MGA with direct access to top surplus markets, Gagliardi offers:
- Specialized underwriting that understands promoters, fighters, and event exposures;
- Flexible packaging of liability, accident, and event-specific coverages;
- Responsive service for timely quotes, endorsements, and binder issuance;
- Placement solutions for both amateur and professional operations.
Example scenarios: You might have a client promoting a regional MMA tournament seeking General Liability with Assault & Battery and Event Cancellation coverage, or a new boxing gym that needs accident/medical coverage for sparring sessions and a promoter’s bond for scheduled shows—Gagliardi can evaluate and place both.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for boxing, MMA, kickboxing, and wrestling promoters, gyms, event organizers, and training facilities.
Is the coverage admitted or non-admitted?
Coverage is placed through non-admitted A-rated carriers via surplus lines, giving greater flexibility to underwrite higher-risk combative sports accounts.
What types of coverage are included in the program?
Available coverages include General Liability, Assault & Battery, Excess Liability, Accident/Medical/Dental, Promoters Bonds, Event Cancellation, Liquor Liability, and related extensions.
Can I place business in any state?
The program is available in most states. See the program’s territory list above for specific availability; key states include CA, FL, NY, TX, and IL.
Are amateur and professional events both eligible?
Yes. Gagliardi evaluates both amateur and professional events and can structure coverage based on the level of competition and controls in place.
Need help placing an account? Connect with a market specialist.