The health club limited service program is designed for U.S.-based owners and operators of health clubs offering programs and services that may include personal training, aerobics, yoga, pilates, free weights, resistance machines, cardio machines and a variety of exercise classes for members. Coverage provided includes important liability protection for the health club, including its employees, for liability claims arising out of the operations of the health club at a designated location. Note: coverage does not extend to independent contractors of the health club unless the optional coverage available with this program is purchased.
Additional insurance programs may be available for facilities not eligible for this program, or those requiring additional coverage needs. Contact K&K to help place your risk.
Eligible Operations for Health Club Limited Service Insurance:
U.S.-based health clubs with annual sales of $500,000 or less qualify for this program.
Coverages Available & Program Highlights:
General Liability
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Products and Completed Operations
- Damage to Premises Rented to You
- Medical Expense (other than participants)
- Hired Auto and Non-owned Auto Liability
(not provided in IL, LA, UT, VT and WI)
- Professional Liability
- Bodily Injury to Participants
- No Charge for Certificates of Insurance
- Premises Liability Included
Optional Coverages
- Equipment and Contents - Inland Marine
- Abuse, Molestation, or Exploitation Defense Reimbursement Coverage
- Medical Payments for Participants Coverage
- Sexual Abuse or Sexual Molestation Liability
- Liability for Independent Contractors (non-employees)
- Primary limits of $1,000,000 to $5,000,000 available
K&K Insurance offers sports and recreation websites offering online purchasing capabilities and commission for agents and brokers.
The website is simple to use and provides an option to purchase coverage immediately using a credit card. K&K, a leading provider of sports, leisure and entertainment insurance programs, is a key supplier of coverage to the sports and recreation industry and is pleased to offer this innovative technology for our clients’ convenience.
The program offers 10% commission to insurance agents when using the online binding system. A convenient registration areea allows agents to manage quotes and bound accounts.
Coverage can be purchased at the following sites: www.fitnessinsurance-kk.com – small fitness and exercise facilities and instructors
Please contact our regional sales directors for questions about programs offered by K&K.
David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY
[email protected]
260.438.7611
Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV
[email protected]
260.222.1864