K&K Insurance Group, Inc.

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K&K Insurance Group, Inc.

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Health Club Full Service Insurance

The K&K Insurance health and fitness insurance program offers a complete package of insurance coverages tailored to the unique risks faced by specialty health and fitness club operations. Smaller health and fitness facilities may qualify for coverage under one of K&K's risk purchasing group programs.

Eligible Operations for Health Club Full Service Insurance:

- Athletic club insurance

- Exercise club insurance

- Fitness club insurance

- Gym insurance

- Health club insurance

- Racquet club insurance

- Sport club insurance

- Tennis club insurance

- Training center insurance

- Wellness club insurance

Coverages Available & Program Highlights:

General Liability
- Written on an Admitted Basis in Most States
- Broadened Coverage Form
- Non-auditable Policy
- Legal Liability to Participants
- Professional Liability Extension

Property

- Newly Acquired or Constructed Building

- Newly Acquired Business Personal Property

- Ordinance and Law

- Off-premises Power Failure

- Water Back-up of Sewers & Drains

- Outdoor Signs

- Outdoor Property (trees, shrubs or plants)

- Property Off Premises

- Accounts Receivable/Valuable

Papers and Records

- Replacement Cost Defined

- Covered Property Definition Redefined

- Equipment Breakdown Included

Optional Coverages

- Liquor Liability

- Limited Tanning Liability

- Sub-contractors can be added as

Additional Insureds

- Employee Benefits Liability

- Stop Gap Liability

Inland Marine

Crime

Commercial Auto/Non-owned Hired Auto Liability

Excess Liability

Workers’ Compensation

Event Cancellation & Non-appearance (offered through Showstoppers)

Common Associated Exposures:

- Baby-sitting/child care	- Restaurants/lounges
- Climbing walls	- Snack/juice bars
- Diet/weight control	- Spa services
- Massage therapy	- Tanning
- Pro/sport shops	- Whirlpools/saunas/
- Personal training	steam rooms

Please contact our regional sales directors for questions about programs offered by K&K.

David Mello – AK, AZ, CA, CO, HI, IA, ID, IL, KS, MA, ME, MN, MO, MT, ND, NE, NH, NJ, NV, NY, OK, OR, SD, UT, VT, WA, WI, WY
[email protected]
260.438.7611

Nick Pentsos – AL, AR, CT, DC, DE, FL, GA, IN, KY, LA, MD, MI, MS, NC, NJ, OH, PA, RI, SC, TN, TX, VA, WV

[email protected]
260.222.1864

U.S. States Available

U.S. States Available:

Provider Type:

Managing General Underwriter

Admitted:

All Available States

Carriers:

Carrier Ratings:

Insurance carriers rated "A" or higher by A.M. Best

Commission:

Commission paid on this program.

Min Premium:

$3,000 Minimum Account Premium

Coverages:

Exercise Club General Liability Insurance Fitness Club General Liability Insurance Health Club General Liability Insurance

Health & Fitness Full Service Clubs

Key Underwriting/Qualifying Factors

(Including but not limited to):

- Must require members &
non-members (guests) to
sign waiver & release/hold
harmless agreement

- $3,000 minimum account

premium

Preliminary Underwriting Information Required:

Visit our web site for an application package.

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K&K Insurance Group, Inc. has other insurance programs like Amateur Sport Event and Tournament Insurance.

K&K Insurance Group, Inc.

K&K Insurance Group, Inc.

Hi, !

Health Club Full Service Insurance

U.S. States Available