Overview of the Program from TCB Insurance Programs
Our Excess Motor Truck Cargo Insurance program is available on both an annual and per-trip or project basis, giving you the flexibility to meet your clients’ operational needs. Whether your insured is hauling high-value, specialized freight or operating under contracts that require elevated limits, we can help you secure the excess coverage they need.
Ideal Accounts and Appetite
We provide coverage for all commodity classes, making this program suitable for a wide variety of clients in the transportation and logistics industry. Ideal accounts include:
- Freight companies hauling high-value electronics or pharmaceuticals
- Specialty haulers transporting oversized machinery or industrial equipment
- Logistics providers with contractual requirements for high-limit cargo coverage
Whether your client is a long-haul carrier, last-mile delivery provider, or operates under government or commercial contracts, our program has the flexibility to meet their cargo insurance needs.
Coverage Highlights and Advantages
- Excess Motor Truck Cargo Insurance available up to $10,000,000 in limits
- Coverage available on an Annual, Trip, or Project basis
- Eligible for all types of commodities
- Non-admitted placement with access to multiple markets
- Customizable solutions for complex or high-value shipments
You can count on TCB to help you find the right solution even when your client has unique or hard-to-place exposures.
Underwriting Notes and Minimum Premiums
Our minimum premium starts at $500, allowing for cost-effective placement of excess cargo coverage for both small and large accounts. Underwriting is handled on a case-by-case basis, with attention to the insured’s operations, loss history, commodities hauled, and required limits.
Territories and Availability
We are proud to offer our Excess Motor Truck Cargo Insurance program in the following states:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY
Why Work With TCB Insurance Programs?
TCB has built a reputation for providing responsive service and creative insurance solutions in the transportation segment. As a wholesale broker, we give you access to a range of carriers and underwriting options to help you secure the most competitive and appropriate coverage for your clients. Our team understands the nuances of cargo exposures and works closely with agents to deliver fast turnaround and expert support.
For more information about our
Excess Motor Truck Cargo Insurance program, visit our website at
www.tcbinspro.com.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Accounts that haul high-value, specialized, or contractually sensitive cargo are ideal. This includes freight companies, logistics providers, and specialty haulers.
Is this program available for one-time trips or projects?
Yes, coverage is available on a trip or project basis in addition to annual policies, offering flexibility to meet short-term or unique needs.
Are there restrictions on the types of commodities covered?
No, the program is open to all commodity classes, making it suitable for a wide range of cargo types.
What is the minimum premium for this program?
The minimum premium starts at $500, depending on the risk profile and coverage structure.
In which states is this program available?
The program is available in most U.S. states, including CA, TX, FL, NY, and many others. Please refer to the full list above for details.
Need help placing an account? Connect with a market specialist.