Workers Compensation Insurance for Printing and Publishing Accounts
U.S. Risk Insurance Group, Inc. offers a specialized Workers Compensation insurance program tailored for the unique needs of printing and publishing businesses. Through its UPA division, this program is backed by an A-rated carrier and designed to provide competitive solutions for agents seeking to place risks in this niche industry.
Ideal Accounts and Appetite
This program is designed for small to mid-sized printing and publishing operations, including commercial printers, digital print shops, newspaper publishers, magazine publishers, and related businesses. UPA can accommodate new ventures and insureds transitioning out of Professional Employer Organizations (PEOs), with carve-out options available.
Example placements might include a local commercial printing company with 10 employees or a regional magazine publisher looking to exit a PEO relationship.
Coverage Highlights and Advantages
- Guaranteed cost plans available
- Dividend plans offered in Florida
- Online loss run access for agent and client convenience
- UPAY-As-You-Go and other flexible payment options
- Monthly self-reporting with only a 5% non-working deposit
Underwriting Notes and Minimum Premiums
- Minimum premium: $3,000 (no maximum premium)
- New ventures are eligible
- Group transportation is limited to five employees per vehicle
- Accounts with lapse in coverage require underwriting referral
- No maximum experience mod
- Height/underground restrictions: max 20 feet above ground or 2 stories; max 6 feet below ground
- PEO carve-outs available with supporting documentation (loss history, signed contracts, labor endorsement)
- 24-hour shift work exposure is acceptable, provided no other restricted exposures are present
- Accounts with domestic, aviation, or federal exposures are ineligible
- Businesses with tax liens or undergoing bankruptcy are ineligible
Territories and Availability
This Workers Compensation program is available in most states, including AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, OR, PA, RI, SD, TN, TX, UT, VT, VA, DC, WV, and WI.
Coverage is limited, incidental, or cannot be the governing state in CA and OK. Please consult underwriting for specific eligibility in these states.
Why Work With U.S. Risk Insurance Group?
U.S. Risk Insurance Group is a trusted Managing General Agency (MGA) with extensive experience in niche programs. The company’s UPA division offers agents and brokers access to competitive Workers Compensation options backed by strong carrier relationships, responsive underwriters, and flexible solutions for accounts that may not fit standard markets.
If you're working with a printing or publishing client and need a reliable Workers Comp solution, this program offers the underwriting flexibility, pricing options, and support you need to win and retain the business.