Construction Consultants Insurance Program from Victor O. Schinnerer & Company, Inc.
Victor O. Schinnerer & Company, Inc., a Managing General Underwriter with access to CNA, offers a Construction Consultants Insurance program built for the professional liability exposures faced by consultants who support construction, design, and compliance projects. We provide independent agents and brokers a responsive market and underwriting expertise for placing risks that need tailored professional liability solutions.
Ideal Accounts and Target Classes
This program targets a broad range of construction-related consulting professionals who provide advisory, design, inspection, or technical services. Target classes include, but are not limited to:
- Air balancers
- Construction managers
- Code compliance consultants
- Elevator consultants
- Forensic consultants
- Irrigation engineers
- Interior designers
- LEED consultants
- Lighting consultants
- Museum/exhibit consultants
- Photogrammetrists
- Roofing consultants
- Sprinkler designers
- Transportation consultants
- Telecommunication engineers
Whether the client is a solo practitioner or a mid-sized consulting firm, this program can be structured to reflect the scope of services and project exposures. For example, you might place a lighting consultant who provides design and specification services for commercial builds, or an elevator consultant who performs safety reviews and compliance testing—both are well-aligned with this program.
Coverage Highlights and Advantages
The Construction Consultants Insurance policy through Victor O. Schinnerer & Company offers broad professional liability protection tailored to construction consulting work. Key features include:
- Professional liability for a wide range of consulting services
- Incidental pollution and asbestos exposure coverage included
- Limits available up to $20 million
- Flexible deductible options, with options starting at $1,000
- Competitive minimum premiums beginning at $1,000
This coverage helps protect clients against claims alleging errors, omissions, or negligence arising from their professional services—coverage that is especially important when their work influences design, safety, or regulatory compliance on construction projects.
Underwriting Notes and Minimum Premiums
Underwriting is performed by specialists experienced in construction consulting exposures. We review submissions with an eye toward the client’s services, project types, contract language, and loss history. Well-documented submissions receive faster turnaround. Minimum premiums start at $1,000, making the program accessible for smaller firms and independent consultants.
Territories and Availability
This program is available in all 50 states and the District of Columbia. We can consider clients who operate locally or provide services across multiple states.
Why Work With Victor O. Schinnerer & Company, Inc.?
Victor O. Schinnerer & Company leverages decades of professional liability underwriting experience and a strategic partnership with CNA to deliver tailored coverage and responsive service. As an MGA, we combine market access with hands-on underwriting guidance so you can place construction consulting accounts with confidence.