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Victor O. Schinnerer & Company, Inc.
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Victor O. Schinnerer & Company, Inc.
Contact Us
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Technology Professionals

Victor O. Schinnerer & Company, Inc. offers a specialized Errors & Omissions (E&O) insurance solution tailored to meet the unique risks faced by technology professionals. Known as TechVantage, this program provides flexible E&O coverage on either an admitted or non-admitted basis, depending on the state and specific account needs. Backed by Scottsdale and underwritten by Schinnerer’s experienced team, this program is ideal for agents and brokers looking to place technology-related professional liability risks with confidence.

Ideal Accounts and Appetite

TechVantage is designed for a wide range of technology professionals and service providers. This includes, but is not limited to:
  • Custom software developers and programmers
  • IT consultants and systems integrators
  • Data processing companies
  • System and network designers
  • Web hosting providers and internet service providers (ISPs)
  • Web designers and developers
  • Network communication providers
  • Value-added resellers (VARs)
  • Application Service Providers (ASPs)
You might have a client who builds customized CRM platforms for mid-sized businesses or an IT consultancy that manages cloud infrastructure for healthcare providers. These are the types of accounts that typically fit well within the TechVantage program.

Coverage Highlights and Advantages

TechVantage addresses the professional liability exposures specific to technology-based services and products, helping protect against claims arising from errors, omissions, and failure to perform. Key policy features include:
  • Premiums starting at $950
  • Deductibles starting at $1,000
  • Limits available up to $5 million
  • Coverage available on both an admitted and non-admitted basis
The program is structured to adapt to the rapidly evolving technology sector, providing broad coverage terms that align with today’s tech-driven business models.

Underwriting Notes and Minimum Premiums

Schinnerer’s underwriting approach is disciplined yet flexible, with premiums starting at $950 and deductibles from $1,000. The program can support a variety of risk profiles, and underwriters are available to help assess complex or emerging exposures. Placement is available on either an admitted or surplus lines basis, depending on the state and risk characteristics.

Territories and Availability

TechVantage is available in all U.S. states and the District of Columbia, including AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY.

Why Work With Victor O. Schinnerer & Company, Inc.?

As a trusted Managing General Underwriter with decades of experience in professional liability, Victor O. Schinnerer & Company, Inc. provides agents and brokers with access to exclusive programs, responsive underwriting, and top-rated carriers like Scottsdale. Their deep understanding of the technology sector ensures that insureds receive well-crafted coverage tailored to their operational risks. With nationwide reach and a broad appetite, Schinnerer is an excellent partner for agents seeking to place E&O coverage for tech professionals.

Frequently Asked Questions

What types of accounts are a good fit for the TechVantage program?

This program is ideal for technology professionals such as IT consultants, software developers, web hosting companies, and system designers.

Is the coverage available on an admitted basis?

Yes, TechVantage is available on both an admitted and non-admitted basis, depending on the state and specific risk.

What are the minimum premiums and limits offered?

Premiums start at $950, with deductibles from $1,000 and coverage limits up to $5 million.

Which states is the program available in?

The program is available in all 50 states and the District of Columbia.

What carrier backs this program?

The TechVantage program is backed by Scottsdale and underwritten by Victor O. Schinnerer & Company, Inc.

Need help placing an account? Connect with a market specialist.

U.S. States Available

  • U.S. States Available:
  • Provider Type:
    Managing General Underwriter
  • Admitted:
    All Available States
  • Carriers:
  • Carrier Ratings:
    A+
  • Commission:
    -
  • Min Premium:
    -

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AGENCY LICENSING

No matter the size, specialty or complexity of your agency, Victor O. Schinnerer & Company welcomes new business submissions from all insurance agents and brokers nationwide, with few exceptions. No company appointment is necessary, unless required by your state.
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Victor O. Schinnerer & Company, Inc. has other insurance programs like Architects & Engineers Insurance.