Treasury-Listed Bond Program Insurance

What is Treasury-Listed Bond Program?

The Treasury-Listed Bond Program refers to surety bonds issued by companies that are approved by the U.S. Department of the Treasury. These companies are listed on the Department’s Circular 570, which means they meet certain financial and regulatory standards. These bonds are often required for federal contracts and other government-related obligations.

Who needs it

Businesses or individuals bidding on federal projects typically need a Treasury-listed surety bond. This includes construction contractors, service providers, and others entering into contracts with federal agencies. Some state and local governments may also require these bonds for certain projects or licenses.

What it typically covers

A Treasury-listed surety bond guarantees that the bonded party will fulfill their contractual obligations. If they fail to do so, the surety company may be responsible for compensating the project owner or client. These bonds generally cover:

  • Performance of contract terms
  • Payment to subcontractors and suppliers
  • Compliance with applicable laws and regulations

Common exclusions/limitations

While these bonds offer financial protection, they do not cover every type of loss. Common exclusions may include:

  • Delays caused by natural disasters
  • Acts of war or terrorism
  • Contractor negligence not covered under the bond terms
  • Pre-existing claims or liabilities

Factors that influence cost

The cost of a Treasury-listed surety bond depends on various factors, including:

  • The total value of the contract
  • The applicant’s credit history
  • Financial strength and business experience
  • Type and complexity of the project

Proof of insurance & compliance

Once approved, the surety company provides a bond certificate as proof of coverage. This document is often required before work can begin on a government contract. Compliance requirements vary by agency and jurisdiction, so it’s important to understand the specific terms of your contract or license application.

How to get a quote

Getting a Treasury-listed bond starts with a simple application. You’ll need to provide basic business and financial information. Our team can help match you with a qualified surety company from the approved Treasury list. Get a quote today.

Frequently Asked Questions

What is a Treasury-listed surety company?

A Treasury-listed surety company is approved by the U.S. Department of the Treasury to issue bonds for federal projects and other regulated uses.

Why is a Treasury-listed bond required?

Federal agencies require these bonds to ensure financial backing and accountability. They help protect the government from losses due to contractor failure.

Can I use any surety company for federal contracts?

No. Only surety companies listed on the Treasury's Circular 570 are approved for federal contract bonding.

Is this bond the same as a performance bond?

Not exactly. A performance bond may be Treasury-listed if issued by an approved surety, but not all performance bonds meet Treasury criteria.

How long does it take to get a Treasury-listed bond?

Processing times vary, but with complete documentation, many applicants receive their bond within a few business days.

Still have questions? Talk to a local insurance expert.

Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



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