US Custom Bond Insurance

What is US Custom Bond?

A US Custom Bond is a type of surety bond required by U.S. Customs and Border Protection (CBP) for businesses that import goods into the United States. It acts as a financial guarantee ensuring that importers comply with all customs regulations and meet their obligations, such as paying duties, taxes, and penalties.

Who Needs It

Any business or individual involved in importing goods into the U.S. generally needs a customs bond. This includes:

  • Importers of record
  • Freight forwarders
  • Customs brokers
  • Warehouse operators

Even if goods are imported occasionally, a bond may still be required depending on the value and type of shipment.

What It Typically Covers

A US Custom Bond ensures compliance with customs laws and covers:

  • Payment of import duties and taxes
  • Penalties and fines assessed by CBP
  • Compliance with import-related regulations

This bond protects the government—not the importer—by guaranteeing that the importer will fulfill its financial and legal obligations.

Common Exclusions and Limitations

While a customs bond covers a wide range of import-related responsibilities, it typically does not cover:

  • Shipment delays due to customs inspections
  • Loss or damage to goods during transit
  • Non-customs related liabilities

It's important to note that the bond does not replace other types of insurance, such as cargo or liability coverage.

Factors That Influence Cost

The cost of a customs bond depends on several factors, including:

  • The type of bond (single-entry or continuous)
  • The bond amount required by CBP
  • Your company's import volume and history
  • Business credit and financial standing

CBP typically requires a bond amount that equals at least 10% of the total duties, taxes, and fees paid annually by the importer.

Proof of Insurance & Compliance

Once secured, your customs bond must be filed with CBP. This filing serves as proof that your business is bonded and compliant with import regulations. Requirements can vary by state and port of entry, so it's important to work with a licensed customs broker or insurance provider familiar with the rules specific to your operations.

How to Get a Quote

Getting a US Custom Bond is a straightforward process. You'll need to provide basic business information and details about your import activity. To get started, request a custom bond quote today.

Frequently Asked Questions

Do I need a customs bond for every shipment?

No, if you import frequently, a continuous bond is more efficient. Single-entry bonds are used for occasional shipments.

What is the difference between a single-entry and continuous bond?

A single-entry bond covers one shipment, while a continuous bond covers all imports over a 12-month period.

Can I get a customs bond without a customs broker?

Yes, but working with a licensed customs broker can simplify the process and help ensure compliance.

Is a customs bond the same as cargo insurance?

No, a customs bond guarantees regulatory compliance, while cargo insurance covers loss or damage to goods in transit.

How long does it take to get a customs bond?

In most cases, bonds can be issued within one business day after submitting the required information.

Still have questions? Talk to a local insurance expert.

Partners, Programs & Market Access


We maintain relationships with nationally recognized and specialty-focused insurance providers that actively underwrite this class of business. Our network includes both admitted and non-admitted markets, allowing us to match risks—from straightforward accounts to more complex or hard-to-place exposures—with appropriate underwriting partners.


Program availability, coverage terms, and underwriting appetite can vary based on operations, location, and loss history, so access to multiple markets is key to securing the right fit. This approach helps ensure broader coverage options and more competitive placement across a range of risk profiles.



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