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US Risk

U. S. Risk Insurance Group, Inc. is a specialty lines underwriting manager and wholesale broker headquartered in Dallas, TX. Operating 16 domestic and international branches, it offers a broad range of products and services through its affiliate companies, which include U.S. Risk Underwriters, U.S. Risk Brokers, Oxford Insurance Brokers Ltd.(London), Advocate Reinsurance Partners, James Hampden International, Abraxas and Unisource Program Administrators.

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Posts in category Entertainment - Entertainment

Touring Entertainers

Author JulieByington , 10/9/2013
Circuses have been a form of excitement and wonder for more than 2000 years. People of all ages gather when the circus comes to town.  Some come for the acrobats, others for the trained animals, and even a few for the clowns, whatever their preference they all have to work together to make the show memorable. 

Is Your Entertainment Business Covered?

Author JulieByington , 8/7/2013
The props and scenery are what make our favorite movie our favorites and make them seem real. Most movies or television shows rent equipment for lighting, audio, video sound, and props. Not only are they renting the equipment they usually hire people from the company do set up and move the many heavy and expensive equipment that are most important to achieve the job.

The Show Must Go On…

Author JulieByington , 3/20/2013
That old show biz mantra rings as true today as ever. The entertainment industry is a multi-billion dollar industry that employs thousands of people. In the course of performing the duties associated with their jobs, many entertainment industry professionals are exposed to risk.

Halloween Lawsuits can cost Businesses and Home Owners

Author JulieByington , 10/29/2012
McVey Insurance
From http://beforeitsnews.com 

“Here are a few pointers to avoid a slip-and-fall lawsuit this Halloween: 

Keep your driveway clear.
 If kids will be walking up your driveway, you might want to move that car. This is even more important if your driveway is inclined. And if the recent hurricane drops snow and ice on your driveway, you’ll want to take care to salt up the driveway to avoid a slippery personal injury disaster. 

Clear your lawn of hidden obstructions.
 Check out your lawn in the dark the night before trick-or-treaters show up. Take a walk across your yard and see if you come across any items that could cause someone to trip and fall. The last thing you want is a trick-or-treater falling on a hidden object on your lawn. 

Keep the lights on
. It may be tempting to keep your property dark, to lend mood to your decorations. Or, alternatively, if you decide not to give out candy, you might decide to keep the lights off altogether. Rather than keeping your porch lights off, think about just turning off most of the lights inside your house to deter trick-or-treaters. The danger is that if your lawn is pitch black and there is an obstruction on your lawn, trick-or-treaters could injure themselves, and you could potentially be held liable.”

Five Bizarre Halloween Lawsuits – Number Four

Author JulieByington , 10/26/2012
US Risk
From http://www.propertycasualty360.com 

Risqué Risks 

Issues can arise when adults wear costumes—especially those considered to be provocative—to work. Sexual harassment and other actions that fall under behavior related to hostile work environments have become prevalent in employment law disputes. 

A female sales employee filed a sexual harassment lawsuit when a male manager made lewd comments about her doctor costume. He unbuckled his pants, motioned to his groin, and said, “Here, Doctor. It hurts here.” The defendant was ordered to pay a civil penalty of $50,000 and related attorney fees for the plaintiff at the conclusion of Devane v. Sears Home Improvement Products Inc. 

Crazy Right?!

Five Bizarre Halloween Lawsuits – Number Three

Author JulieByington , 10/24/2012

From http://www.propertycasualty360.com 

Costume Coverage
 

Gone are the days when a sheet with two holes for eyes constituted a costume. Those trying to circumvent the expense of Halloween by making their own costumes should use common sense around hazards like candles or fireplaces and be sure to read all manufacturer warnings. Susan and Frank Ferlito attended a Halloween party dressed as Little Bo Peep and one of her sheep. Frank lit a cigarette and ignited his sheep costume, which was constructed from Johnson & Johnson cotton balls. A jury found the couple 50 percent at fault, but still awarded the Ferlitos a combined $625,000 in Ferlito v. Johnson & Johnson

The district court granted Johnson & Johnson’s motion for judgment notwithstanding the verdict. On appeal, the court affirmed the district court’s decision to set aside the jury verdict, and noted that cotton is a “simple product with all its essential characteristics apparent, including flammability.” Failure to warn was not found to be proximate to the cause of the injuries the plaintiff sustained and he had not testified that he would not have used the product if there had been a warning. 

WHAT DO YOU THINK?

Product Specialties

Author JulieByington , 10/15/2012
US Risk offers a wide and comprehensive range of products for insurance agents nationwide. Here is one glimpse at what we can do for you!  Adult Daycare  Allied/Misc. Healthcare  Assisted Living Centers  Cyberliability  Employment Related Practices  EPLI  Errors and Omissions  Excess Malpractice/Professional  For Profit D&O  Ins. Agents E&O  Lawyers  Non-Profit D&O  Professional Liability  Social Services   Our team  underwrites a Lloyds of London Miscellaneous Professional Liability Program for Insurance Agents, Home Inspectors, and Miscellaneous Consultants. Other professional lines, including Lawyers, Architects and Engineers, are brokered to select markets.  Our Team is experienced in underwriting and marketing for large property and casualty carriers. You can reach Ashton Dooley  at (480) 922-4441 ext. 17015.

US Risk

Author JulieByington , 9/10/2012
US Risk Take1 is the most comprehensive and cost-effective all-lines insurance program for the live and non-live entertainment industry. Sold exclusively through the underwriting division of U.S. Risk., Inc., Take1 product lines are placed in a domestic and A-rated property and casualty insurance company that has multiple years of experience providing insurance to all segments of the entertainment industry. Contact us now for more information or visit our social sites to join the conversation! [formidable id=27 title=true]