Insurance sounds boring and dreary to most people. Not for us at 1201 Financial & Insurance Services Inc., however. While it is a serious business, we do not see insurance as boring - it is after all the business of keeping people in their homes, from going out of business and getting back on the road – essentially helping people lead normal lives and recover from disaster. This is interesting stuff! We are partnered with the right insurance carrier/s, people we have been doing business with for years. This enables us to comparison shop and gets you (our client) the best deal available. And the best deal is not always about price – but, hey – price is a big factor and we will never stop fighting to get you the best price. We help our clients with all kinds of insurance, but here are the main insurance types our agency focuses on -

1. Auto insurance – do you know what coverage you have? Most of our clients gloss over when we start talking liability, collision, comprehensive insurance coverages. And why do the limits have to be different based on your specific needs? Rest assured, we understand what is needed to operate a vehicle in and around Sacramento, CA and will handle all the details for you.
2. Business Insurance – own or operate a business? Do you need insurance before you can execute on a job/contract? Not sure what type of insurance you need? Do you just need the minimum or are you thinking about future exposure to lawsuits and injury claims? Our commercial insurance agents are standing by to help you get the right policy to help your business succeed.
3. Homeowners insurance – who knows where the value lies in an insurance policy when it comes to something as local-specific as insurance for a structure, building, home in a specific location – your local insurance agent – that’s who! Let us showcase our knowledge of the area in and around Sacramento, CA. You will be confident that you found the best local partner for your insurance needs.