International Excess Program Managers offers a specialized insurance program tailored for Polysomnographic Technicians and Sleep Centers across the United States. This niche program is designed to address the unique exposures faced by professionals in the sleep medicine field, including liability risks associated with overnight monitoring, diagnostic testing, and patient interaction.
Ideal Accounts and Appetite
This program is an excellent fit for:
- Independent and group sleep centers
- Polysomnographic Technologists and Sleep Lab Technicians
- Mobile or in-home sleep testing providers
You might have a client operating a multi-location sleep diagnostic clinic or a solo technician who performs in-home sleep studies—both can be considered for this program.
Coverage Highlights and Advantages
- Professional and General Liability limits up to $10M/$10M
- Coverage available in both admitted and non-admitted markets (most states)
- Backed by A-rated carriers
- Surplus lines tax filing in all 50 states
The program is designed to cover a wide range of liability exposures specific to sleep medicine professionals, such as misdiagnosis claims, equipment failure, or patient safety concerns during overnight studies.
Underwriting Notes and Minimum Premiums
Minimum premiums vary depending on the risk profile and scope of services, but International Excess Program Managers works with agents to competitively price coverage for both small and larger operations. Submissions should include detailed information about the insured’s operations, staff certifications, and any claims history.
Territories and Availability
This program is available in most U.S. states, including AK, CA, FL, TX, NY, and others. International Excess Program Managers has the ability to file surplus lines taxes in all 50 states, providing true nationwide access for your clients.
Why Work With International Excess Program Managers?
As a trusted Managing General Agency with access to various A-rated carriers, International Excess Program Managers brings niche underwriting knowledge and flexible solutions to the table. Their dedicated healthcare program team understands the specific needs of sleep centers and technicians, helping agents successfully place and retain business in this specialized market.
Click here to read more about this program
Are you interested in becoming an agent for this program? Contact us.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for sleep centers, sleep labs, and polysomnographic technicians offering diagnostic testing and overnight monitoring services.
Is the program available in all states?
Yes, the program is available nationwide, and surplus lines tax filing is supported in all 50 states.
Are both admitted and non-admitted options available?
Coverage is offered through A-rated carriers, with options available in both admitted and non-admitted markets depending on the state.
What limits are available under this program?
The program offers Professional and General Liability limits up to $10 million per occurrence and $10 million aggregate.
What information is needed for a submission?
Submissions should include details on operations, staff credentials, services offered, and any prior claims history.
Need help placing an account? Connect with a market specialist.