Environmental Contractors PL/General/Pollution Liability Program
Access E&S Insurance Services offers a specialized Environmental Contractors PL/General/Pollution Liability program designed to help insurance agents and brokers place hard-to-insure environmental accounts. With access to multiple non-admitted carriers and deep expertise in the environmental sector, Access E&S delivers solutions for a wide range of pollution and contractor-related exposures.
Ideal Accounts and Appetite
This program targets a variety of environmental and trade contractors with pollution exposures, including but not limited to:
- Environmental remediation contractors
- Asbestos and lead abatement contractors
- Tank installers and removers
- Hazardous waste haulers
- Mold remediation professionals
- Industrial cleaning and vacuum truck services
- General contractors with incidental environmental operations
Whether you have a client cleaning up brownfield sites or performing lead paint removal in commercial buildings, this program can be structured to provide the appropriate liability protections.
Coverage Highlights and Advantages
The Environmental Contractors PL/General/Pollution Liability program offers flexible and customized coverage options to address the complex exposures faced by environmental professionals. Coverage highlights may include:
- Contractors Pollution Liability (CPL)
- Professional Liability (Errors & Omissions)
- General Liability
- Site-specific pollution coverage
- Claims-made or occurrence forms
- Blanket additional insureds, waiver of subrogation, and primary/non-contributory wording endorsements available
The program is designed to protect against third-party bodily injury, property damage, and cleanup costs resulting from environmental operations or professional services.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on class of business, size of operation, and scope of services. Access E&S works with a variety of surplus lines markets to tailor coverage terms to fit each account. Underwriters evaluate:
- Years in business and safety record
- Types of services performed
- Geographic scope of operations
- Prior claims history
- Subcontractor use and controls
Submissions with complete applications, loss runs, and project details help expedite the quoting process.
Territories and Availability
This program is available in the following states: Arizona, California, Colorado, Nevada, Texas, and Washington. All placements are written on a non-admitted basis through various E&S carriers.
Why Work With Access E&S Insurance Services
As an experienced excess and surplus lines broker, Access E&S brings deep knowledge of environmental risks and access to multiple specialty carriers. You can count on responsive service, market access, and underwriting support to help you place complex environmental contractor accounts that may not fit in the standard market. Whether you’re working on a large remediation contractor or a smaller mold abatement firm, Access E&S can help you find the right coverage solutions.
To learn more about this program or to submit a risk, visit the Access E&S Insurance Services company profile.
Frequently Asked Questions
What types of accounts are a good fit for this program?
This program is ideal for environmental contractors such as remediation firms, tank removers, mold and asbestos abatement contractors, and hazardous waste haulers.
Is this coverage available on an admitted basis?
No, all coverage through this program is written on a non-admitted basis through various E&S carriers.
What information is needed to get a quote?
Complete applications, current loss runs, project details, and a clear description of services performed will help speed up the underwriting process.
Can the program accommodate contractors working in multiple states?
Yes, as long as the operations are based in one of the available states (AZ, CA, CO, NV, TX, WA), multi-state operations may be considered depending on the risk profile.
Does the program include both professional and pollution liability?
Yes, the program can offer combined Contractors Pollution Liability and Professional Liability coverages, depending on the insured’s operations and needs.
Need help placing an account? Connect with a market specialist.