Admiral Insurance Company offers a robust Professional Liability Insurance program tailored to a wide spectrum of professional and healthcare-related risks. Our dedicated Professional Liability Department is known for its underwriting expertise, responsiveness, and ability to craft solutions for complex exposures. We build long-term partnerships with brokers by providing flexible, claims-made coverage options that meet the evolving needs of today’s professionals.
Ideal Accounts and Appetite:
- Healthcare professionals and facilities, including:
- Chiropractors, Dentists, Osteopaths, Physicians, and Gastroenterologists
- Medical and Physical Rehabilitation Facilities
- Mental Health and Substance Abuse Treatment Centers
- Adult Care and Foster Care Facilities
- Social service providers, such as Adoption Agencies and Social Service Agencies
- Non-medical professionals, including Title Agents and Insurance Agents & Brokers (P/C L/H)
If you’re working with a behavioral health center expanding its outpatient services, or a title agency needing tailored E&O coverage, Admiral can provide customized solutions to fit the risk.
Coverage Highlights and Advantages:
- Claims-made coverage basis across all offerings
- Professional Liability and Medical Malpractice coverage
- General Liability options available for select classes
- Additional coverages include Abuse & Molestation and Cyber Liability
Combination forms that include General Liability may be considered for qualified risks. Our manuscripted forms and endorsements allow us to tailor protection to your client’s specific operations.
Underwriting Notes and Minimum Premiums:
Admiral writes on a non-admitted basis through various carriers, with capacity up to $5,000,000. Minimum premiums vary depending on class, size, and scope of operation. We focus on solid underwriting and quick turnaround to help you win and retain business in competitive markets.
Territories and Availability:
This program is available in most states, with E&S coverage offered in all states except Delaware and New Jersey. We write across a broad national footprint, including but not limited to CA, TX, FL, NY, IL, and PA.
Why Work With Admiral Insurance Co.:
As a Managing General Agency and E&S Lines Broker, Admiral brings decades of experience in professional liability underwriting. Our team is solution-driven, flexible, and committed to helping brokers place challenging risks. Whether you're navigating hard-to-place medical classes or require custom forms for niche professional services, Admiral delivers coverage options that align with your clients’ needs.
Frequently Asked Questions
What types of accounts are a good fit for Admiral's Professional Liability program?
This program is ideal for healthcare providers, social service agencies, and professional service firms such as title agents and insurance brokers.
Is this coverage offered on an admitted or non-admitted basis?
All coverage is offered on a non-admitted basis through various carriers.
Are combination General Liability and Professional Liability forms available?
Yes, combination forms can be considered for selected classes based on underwriting approval.
What is the maximum coverage limit available?
Admiral offers coverage capacity up to $5,000,000, depending on the risk.
In which states is this program available?
This program is available in most states, excluding Delaware and New Jersey for E&S placements.
Need help placing an account? Connect with a market specialist.