Program Overview
This program is offered through Advanced E&S Group - Southeast Region, a Managing General Agency with access to multiple surplus lines markets. The program is non-admitted in all available states, allowing for broader underwriting flexibility. With short-term policy options and the ability to handle vacancies of any duration, this is a strong fit for agents with clients in transitionary real estate scenarios.
Ideal Accounts and Appetite
Consider this program for:
- Commercial buildings awaiting lease, sale, or renovation
- Retail or office spaces transitioning between tenants
- Private or investment-owned vacant parcels of land
You might have a client with a small office building undergoing interior updates or an investor holding multiple parcels of vacant land for future development—this program can address both scenarios with ease.
Underwriting and Minimum Premiums
Each submission is reviewed individually by the underwriting team, and minimum premiums vary based on location, coverage limits, and risk details. Short-term policies allow greater flexibility for temporary needs or uncertain timelines.
Territories and Availability
This program is available in most states, including but not limited to FL, TX, GA, CA, NY, and NC. Advanced E&S Group writes business in 49 states plus DC, offering national reach with regional expertise.
Why Partner with Advanced E&S Group
With deep experience in hard-to-place property risks and access to multiple E&S carriers, Advanced E&S Group is a valuable partner for agents needing to insure vacant properties. Their streamlined underwriting, flexible terms, and strong market access help agents secure competitive quotes quickly—even for tricky risks like renovation exposure or land with natural water features.