At Affordable Home Services, Inc., we specialize in providing insurance solutions tailored to the unique needs of Mobile Home Park owners and operators. As a Managing General Agency with access to multiple specialty carriers, we understand the nuances of this industry and offer coverage options designed to address the full range of risks faced by mobile home communities. Whether your client manages a single park or operates multiple locations with rental units, we can help you place this business with confidence.
Ideal Accounts and Appetite
This program is ideal for agents with clients who own or manage mobile home parks, including those with scheduled rental units and site-built dwellings. We can accommodate a wide variety of exposures, including parks with:
- Rental mobile homes and site-built units
- Incidental amenities such as swimming pools or playgrounds
- On-site maintenance equipment
- Mobile home sales operations conducted within the park
If you're working with a client who owns multiple park locations or has a mix of residential structures, we can help consolidate coverage into a single, comprehensive policy.
Coverage Highlights and Advantages
Our Mobile Home Parks Insurance program offers a packaged solution that can include:
- General Liability
- Property coverage with the ability to schedule rental units
- Crime coverage
- Umbrella liability
Our ability to package these coverages into one policy streamlines placement and simplifies account management. We also offer coverage for incidental exposures and mobile home sales, allowing you to serve clients with more complex needs.
Underwriting Notes and Minimum Premiums
Minimum premiums vary based on risk characteristics and coverage selections. Our experienced underwriting team will work closely with you to evaluate each account’s exposures and tailor a policy that fits your client’s operations. We have broad market access and can often find solutions for risks that may not fit standard markets.
Territories and Availability
This program is available in most states across the continental U.S., including but not limited to CA, FL, TX, AZ, NC, and GA. We have producers in most areas, ensuring timely service and local insights. Most of our markets are admitted in these states, offering stable and compliant solutions for your clients.
Why Work With Affordable Home Services, Inc.?
Affordable Home Services, Inc. is a trusted Managing General Agency focused on niche markets, including Mobile Home Parks. With our specialized knowledge, broad carrier access, and dedication to service, we make it easier for you to place business confidently. Whether your client is new to the business or managing a well-established park, we can help you deliver the right coverage at competitive terms.
Frequently Asked Questions
What types of accounts are a good fit for this program?
Our program is ideal for owners and operators of mobile home parks, including those with rental units, site-built homes, playgrounds, pools, and on-site maintenance equipment.
Can this program cover mobile home sales within the park?
Yes, we can provide coverage for insureds who handle mobile home sales as part of their park operations.
Is the program available in all states?
The program is available in most states across the U.S., including CA, TX, FL, AZ, and many others. Contact us to confirm availability in your client’s state.
Can multiple park locations be insured under one policy?
Yes, we can accommodate multiple locations under a single packaged policy for ease of administration and broader protection.
What is the minimum premium for this program?
Minimum premiums vary depending on the risk details and selected coverages. Contact us for a quote based on your client’s specific needs.
Need help placing an account? Connect with a market specialist.