Overview — Amwins Underwriting: Welding & Industrial Gas Suppliers Program
APU's Welding & Industrial Gas Suppliers program is a targeted property and casualty program underwritten by Amwins Underwriting with deep experience in the welding and industrial gas distribution sector since 1992. The program is designed for distributors and suppliers of compressed and bulk gases and offers tailored coverages and endorsements that address the unique physical, auto and pollution exposures of this industry.
Ideal accounts and target classes
This program is built for welding supply distributors, gas suppliers and installers who handle compressed gases such as Argon, Nitrogen, Propane, Acetylene and Oxygen. Typical accounts include:
- Independent welding supply stores and regional distribution centers
- Cylinder and bulk tank suppliers and refill stations
- Companies that deliver cylinders or operate cylinder exchange programs
Accounts with disciplined safety programs, organized cylinder inventories, formal delivery controls and loss histories consistent with industry norms are the best fit.
Coverage highlights and advantages
The program combines broad property and casualty coverage with industry-specific enhancements to address the common causes of loss for gas suppliers:
- Property — high limits available for buildings, stock and equipment.
- Inland Marine — specific cylinder and bulk tank coverage for transit and storage.
- General Liability — standard limits up to $1M/$2M per occurrence with broadened pollution options.
- Auto — commercial auto coverage with $1M limits and MCS-90 included where required.
- Umbrella/Excess — high excess limits available to match larger account exposures.
- Fumes coverage — optional coverage for fumes-related exposures now available.
- Other — crime, property enhancement endorsements, DOT/state filings and optional cyber liability.
Underwriting notes and minimum premium
Underwriters will want completed industry standard applications, the Welding & Industrial Gas Suppliers Supplemental Application, and valued loss runs for the current plus three prior years (valued within the last 60 days). The program requires a minimum package/auto premium of $15,000. Key submission items that improve placement chances include:
- Detailed inventory of cylinders and bulk tanks (locations, counts, capacities)
- Driver qualification and vehicle maintenance programs for delivery fleets
- Safety procedures for gas handling, storage and emergency response plans
Appetite and common declinations
The program generally favors mid-size to larger distributors with formalized operations and loss control practices. Accounts with repeated large losses, unmanaged cylinder fleets, significant field installation exposures without trained crews, or unusual hazards outside standard welding/gas distribution operations may not be good fits.
Territories and carrier
This program is available in the following states: AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, DC, WV, WI, WY. Coverage is underwritten with Chubb. Please confirm specific availability and filing requirements state-by-state at submission.
Why place this business with Amwins Underwriting
As a Managing General Agency with a long-standing focus on welding and industrial gas suppliers, Amwins Underwriting combines specialized underwriting, program-level endorsements and carrier access to place complex risks that general commercial markets may decline or limit. The program’s industry endorsements — including broadened pollution on auto, property enhancements and fumes coverage — help deliver a tailored solution for agents placing accounts in this niche.
Example account scenarios
- You have a regional distributor with a central warehouse, a cylinder refill operation, and a small delivery fleet — the program can package property, inland marine for cylinders, GL, auto and excess limits to create a consolidated placement.
- You represent a multi-location cylinder exchange business with exposure to compressed gases — the program’s inland marine, fumes coverage and broadened auto pollution options are useful attachments to consider.
Submission checklist
- Completed industry applications and Welding & Industrial Gas Suppliers Supplemental Application
- Current + three years loss runs (valued within 60 days)
- Inventory and description of cylinder/bulk tank operations
Frequently Asked Questions
What types of accounts are the best fit for this program?
Mid-size to larger welding supply distributors and industrial gas suppliers with organized cylinder inventories, formal safety programs, and controlled delivery operations are ideal. The program favors accounts where loss control and fleet management are in place.
What are the minimum submission requirements?
Submit completed industry applications, the Welding & Industrial Gas Suppliers Supplemental Application, and current plus three prior years of loss runs valued within the last 60 days. Include cylinder/bulk tank inventories and fleet safety documentation to speed underwriting.
What coverages or endorsements are unique to this program?
The program offers inland marine for cylinders and bulk tanks, broadened pollution on auto liability, property enhancement endorsements, DOT/state filings and optional fumes coverage and cyber liability tailored for this industry.
Need help placing an account? Connect with a market specialist.