Amwins Program Underwriters offers two programs for Fire Sprinkler/Suppression Contractors – SprinklerPro and Fire Sprinkler Select.
SprinklerPro
SprinklerPro is a multi-line insurance program for fire sprinkler contractors engaged in the design, fabrication, installation, testing, service, and repair of fixed water-type and special hazard suppression systems.
Target Clients
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Fire Sprinkler Contractors - Designing, Fabricating, Installing, Testing, Servicing and Repairing Sprinkler Suppression Systems including Pre-action or Deluge water systems, and systems utilizing: Halon, Inergen, FM 200, Foam, or CO2
Coverages Offered
- General Liability - $1M/$2M (including E&O)
- Umbrella/Excess Liability (includes professional) – $5M in-house with higher limits available
- Professional Liability extension
- Optional Jobsite Pollution
Program Highlights
• Blanket Additional Insured including primary and not contributing
• Blanket Waiver of Subrogation
• Blanket Per Project Aggregate
• Mold / Fungus Coverage
• No exclusion or limitation endorsement for residential or CPVC work
Requirements
• Completed industry standard applications
• SprinklerPro Contractors Supplemental Application
• Current and four years prior loss Information
• Current financial statement
• Project list showing top 10 jobs within the past 3 years
Availability
National, excluding HI
Carrier(s)
A.M. Best A+ rated carriers
Fire Sprinkler Select
Fire Sprinkler Select provides insurance solutions to fire sprinkler and fire suppression contractors of all sizes, beginning with minimum premiums of $5,000.
Eligible Operations
For sprinkler, hood and alarm systems include: sales, design, installation, inspection, testing and maintenance, and fire extinguisher installs and service.
Coverages Offered
• General Liability $1M/$2M
• Excess/Umbrella (includes professional) - $5M in-house with higher limits available
• Professional Liability extension
• Optional Jobsite Pollution
Special Extensions Available (as required by written contract)
• Additional Insured/Waiver of Subrogation
– “Automatic”
– Scheduled Entities
• Per Job Aggregate
• Employee Benefits Liability
• Primary/Non-Contributory
Availability
National except in Alaska, Hawaii, New York State, and Cook County, Illinois
Carrier
A.M. Best A-rated carrier
Requirements
• Industry standard and Sprinkler Select supplemental application
• Currently Valued Loss Runs – valued within past 90 days and including details of any losses in excess $10,000
• Firms in business less than five years, require owner’s and key personnel’s resumes